Authored by the expert who managed and guided the team behind the Chile Property Pack
Everything you need to know before buying real estate is included in our Chile Property Pack
Chile does not publish a single official median house price, so understanding the real cost of buying a house here requires pulling together data from several reliable sources.
This article breaks down house prices by size, location, and type, plus all the extra costs foreigners often miss when budgeting for a property in Chile.
We constantly update this blog post to reflect the latest market conditions and official data.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Chile.
How much do houses cost in Chile as of 2026?
What's the median and average house price in Chile as of 2026?
As of early 2026, the typical house price in Chile ranges from about 5,500 UF to 8,000 UF (roughly CLP 220 million to 320 million, or USD 255,000 to 370,000, or EUR 235,000 to 340,000), with significant variation depending on whether you are looking in Greater Santiago or regional cities.
The price range that covers roughly 80% of house sales in Chile sits between 3,500 UF and 12,000 UF (CLP 140 million to 475 million, USD 160,000 to 550,000, EUR 150,000 to 510,000), reflecting the wide gap between affordable outer communes and premium eastern neighborhoods in Santiago.
The median house price in Chile tends to be lower than the average because a small number of expensive properties in communes like Vitacura and Lo Barnechea pull the average upward, which tells you that the Chilean house market is quite segmented between mass-market and luxury segments.
At the median price of around 6,000 UF (CLP 240 million, USD 275,000, EUR 255,000), a buyer in Chile can typically expect a 3-bedroom family house of about 100 to 120 square meters in an outer Santiago commune like Puente Alto or Maipú, or a larger property in a regional city like Temuco or Talca.
What's the cheapest livable house budget in Chile as of 2026?
As of early 2026, the minimum budget for a livable house in Chile is around 2,000 to 2,800 UF (CLP 80 million to 110 million, USD 92,000 to 130,000, EUR 85,000 to 120,000) in regional cities, and about 2,800 to 4,500 UF (CLP 110 million to 180 million, USD 130,000 to 210,000, EUR 120,000 to 190,000) in Greater Santiago's outer communes.
At this entry-level price point in Chile, "livable" typically means a small older house (around 60 to 80 square meters), basic finishes, possibly needing minor cosmetic updates, but with legal title and essential services like water and electricity connected.
The cheapest livable houses in Chile are usually found in regional cities such as Talca, Chillán, Los Ángeles, and parts of inland Valparaíso Region, while in Greater Santiago the most affordable options cluster in outer communes like Puente Alto, San Bernardo, Buin, Lampa, and Quilicura.
Wondering what you can get? We cover all the buying opportunities at different budget levels in Chile here.
How much do 2 and 3-bedroom houses cost in Chile as of 2026?
As of early 2026, a typical 2-bedroom house in Chile costs between 2,500 UF and 5,500 UF (CLP 100 million to 220 million, USD 115,000 to 255,000, EUR 105,000 to 235,000), while a typical 3-bedroom house costs between 3,500 UF and 8,000 UF (CLP 140 million to 320 million, USD 160,000 to 370,000, EUR 150,000 to 340,000).
The realistic price range for a 2-bedroom house in Chile spans from about 2,000 UF in regional cities (CLP 80 million, USD 92,000, EUR 85,000) to 8,000 UF in good middle communes of Santiago (CLP 320 million, USD 370,000, EUR 340,000), depending heavily on location and condition.
For a 3-bedroom house in Chile, buyers should expect to pay anywhere from 2,800 UF in regional areas (CLP 110 million, USD 130,000, EUR 120,000) up to 11,000 UF in desirable Santiago communes (CLP 435 million, USD 505,000, EUR 465,000).
The typical price premium when moving from a 2-bedroom to a 3-bedroom house in Chile is around 30% to 50%, driven primarily by the additional 25 to 35 square meters that the extra bedroom and often an additional bathroom require.
How much do 4-bedroom houses cost in Chile as of 2026?
As of early 2026, a typical 4-bedroom house in Chile costs between 6,000 UF and 15,000 UF (CLP 240 million to 595 million, USD 275,000 to 690,000, EUR 255,000 to 635,000), with prices climbing sharply in Santiago's eastern premium communes where 4-bedroom houses often exceed 20,000 UF.
The realistic price range for a 5-bedroom house in Chile runs from about 5,500 UF in regional cities (CLP 220 million, USD 255,000, EUR 235,000) to 18,000 UF or more in middle Santiago communes (CLP 715 million, USD 830,000, EUR 765,000), and can reach 45,000 UF in premium eastern areas.
For a 6-bedroom house in Chile, this is mostly a luxury or large-land product, with prices typically starting around 28,000 UF (CLP 1.1 billion, USD 1.3 million, EUR 1.2 million) in premium Santiago areas and potentially exceeding 70,000 UF for the largest properties with significant land.
Please note that we give much more detailed data in our pack about the property market in Chile.
How much do new-build houses cost in Chile as of 2026?
As of early 2026, a typical new-build house in Greater Santiago costs between 6,500 UF and 10,500 UF (CLP 260 million to 415 million, USD 300,000 to 485,000, EUR 275,000 to 445,000), with the average new-build transaction coming in around 8,000 UF according to recent market data.
New-build houses in Chile typically carry a price premium of 10% to 25% compared to older resale houses in the same commune, reflecting higher construction costs, modern finishes, and the convenience of immediate delivery without renovation needs.
How much do houses with land cost in Chile as of 2026?
As of early 2026, a house with meaningful land in Chile typically costs between 6,000 UF and 20,000 UF (CLP 240 million to 795 million, USD 275,000 to 920,000, EUR 255,000 to 850,000), depending on whether it is an urban house with a real yard in Santiago or a semi-rural "parcela" lifestyle property.
In Chile, a "house with land" typically means either an urban property with a usable yard of at least 300 to 500 square meters, or a parcela (semi-rural plot) of 5,000 square meters or more, which is the minimum legal subdivision size for agricultural land.
We cover everything there is to know about land prices in Chile here.
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Where are houses cheapest and most expensive in Chile as of 2026?
Which neighborhoods have the lowest house prices in Chile as of 2026?
As of early 2026, the neighborhoods with the lowest house prices in Chile include outer Santiago communes like Puente Alto, San Bernardo, Buin, Lampa, Quilicura, Pudahuel, and Maipú, as well as regional cities such as Talca, Chillán, Los Ángeles, and parts of inland Valparaíso.
The typical house price range in these cheapest neighborhoods runs from about 2,000 UF to 6,500 UF (CLP 80 million to 260 million, USD 92,000 to 300,000, EUR 85,000 to 275,000), offering the most accessible entry points for house buyers in Chile.
The main reason these neighborhoods have lower house prices is their distance from central Santiago job centers and premium services, combined with less prestigious school districts and longer commute times, which keeps demand more price-sensitive in these areas.
Which neighborhoods have the highest house prices in Chile as of 2026?
As of early 2026, the three neighborhoods with the highest house prices in Chile are Vitacura (especially Lo Curro and Jardín del Este), Las Condes (particularly San Carlos de Apoquindo), and Lo Barnechea (especially La Dehesa), all located in Santiago's eastern premium corridor.
The typical house price range in these most expensive neighborhoods runs from 12,000 UF to 35,000 UF (CLP 475 million to 1.4 billion, USD 550,000 to 1.6 million, EUR 510,000 to 1.5 million), with exceptional properties exceeding 50,000 UF or more.
These neighborhoods command the highest prices because they combine large private lots with top-tier security, proximity to Chile's most prestigious bilingual schools, and established communities of high-net-worth families who have lived in these areas for generations.
The typical buyer purchasing houses in these premium Santiago neighborhoods is either a wealthy Chilean family upgrading for space and schools, a returning Chilean executive relocating from abroad, or a foreign professional seeking international-school access and security for their family.
How much do houses cost near the city center in Chile as of 2026?
As of early 2026, houses near Santiago's city center (including areas like Barrio Yungay, parts of Quinta Normal, and Independencia) typically cost between 4,500 UF and 10,000 UF (CLP 180 million to 400 million, USD 210,000 to 460,000, EUR 190,000 to 425,000), though central Santiago is predominantly an apartment market so house options are limited.
Houses near major Metro transit hubs in Chile, such as stations in Ñuñoa, Macul, La Florida, San Miguel, and parts of Maipú, typically sell for 5% to 15% more than similar houses deeper in the same commune, putting transit-accessible houses in the 5,000 UF to 9,000 UF range (CLP 200 million to 360 million, USD 230,000 to 415,000, EUR 210,000 to 380,000).
Houses near Chile's top-rated international schools, such as Nido de Águilas and Craighouse School in Lo Barnechea, Santiago College and The Grange School in La Reina, typically range from 9,000 UF to 25,000 UF (CLP 360 million to 990 million, USD 415,000 to 1.15 million, EUR 380,000 to 1.05 million).
Houses in expat-popular areas of Chile, including La Dehesa in Lo Barnechea, Lo Curro in Vitacura, parts of Las Condes near Apoquindo, and house pockets in Providencia near Pedro de Valdivia Norte, typically cost between 10,000 UF and 35,000 UF (CLP 400 million to 1.4 billion, USD 460,000 to 1.6 million, EUR 425,000 to 1.5 million).
We actually have an updated expat guide for Chile here.
How much do houses cost in the suburbs in Chile as of 2026?
As of early 2026, a typical house in the suburbs of Greater Santiago costs between 3,000 UF and 9,000 UF (CLP 120 million to 360 million, USD 140,000 to 415,000, EUR 130,000 to 380,000), with southern suburbs like Puente Alto and San Bernardo at the lower end and northern suburbs like Colina at the higher end.
The typical price difference between suburban houses and city-center houses in Chile is roughly 30% to 50% lower for suburbs, though this gap narrows considerably in well-connected suburbs with good Metro access or established gated communities.
The most popular suburbs for house buyers in Chile are Puente Alto and San Bernardo in the south (budget-friendly), Maipú in the west (large and well-serviced), and Colina and Chicureo in the north (lifestyle-oriented with many gated communities), each offering different trade-offs between price and amenities.
What areas in Chile are improving and still affordable as of 2026?
As of early 2026, the top improving yet still affordable areas for house buyers in Chile include La Florida, Macul, Huechuraba, Peñalolén, and Maipú in Greater Santiago, all of which are seeing infrastructure upgrades and service improvements while remaining more accessible than premium eastern communes.
The current typical house price in these improving yet affordable areas ranges from 4,000 UF to 10,000 UF (CLP 160 million to 400 million, USD 185,000 to 460,000, EUR 170,000 to 425,000), depending on the specific micro-location and proximity to new developments.
The main sign of improvement driving buyer interest in these areas is Metro expansion and new commercial centers, which reduce commute times to central Santiago and bring better retail, healthcare, and entertainment options that attract middle-class families seeking more space without sacrificing connectivity.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Chile.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Chile versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What extra costs should I budget for a house in Chile right now?
What are typical buyer closing costs for houses in Chile right now?
The estimated typical total closing cost for house buyers in Chile runs between 1% and 2% of the purchase price if paying cash, and between 2% and 4% if using a mortgage, because mortgage paperwork triggers additional fees and stamp-tax charges.
The main closing cost categories in Chile include notary and deed-signing fees, Conservador de Bienes Raíces registration fees (which follow an official fee schedule), title certificates and copies, and potentially stamp taxes on credit instruments if you are financing the purchase.
The single largest closing cost category for house buyers in Chile is typically the Conservador registration fee, which covers the legal inscription that makes you the official owner, though stamp taxes can rival this if you take on a large mortgage.
We cover all these costs and what are the strategies to minimize them in our property pack about Chile.
How much are property taxes on houses in Chile right now?
The estimated typical annual property tax (called "contribuciones") for a middle-market house in Chile ranges from roughly 0.5% to 1.2% of the fiscal assessed value, which is often significantly lower than your actual purchase price and is set by Chile's tax authority SII.
Property tax in Chile is calculated based on the SII's fiscal appraisal of your property (not the market price), with different rates and potential exemptions depending on the property's classification and value, meaning some primary residences with lower assessed values may pay reduced amounts or qualify for exemptions.
If you want to go into more details, we also have a page with all the property taxes and fees in Chile.
How much is home insurance for a house in Chile right now?
The estimated typical annual home insurance cost for a family house in Chile ranges from about 8 UF to 25 UF per month (roughly CLP 320,000 to 990,000 per year, USD 370 to 1,150 per year, EUR 340 to 1,060 per year), depending on coverage level and property characteristics.
The main factors that affect home insurance premiums for houses in Chile are earthquake coverage (essential given Chile's seismic activity), construction type (wood vs. concrete), replacement cost, security features, and location, with banks typically requiring specific coverage minimums if you have a mortgage.
What are typical utility costs for a house in Chile right now?
The estimated typical total monthly utility cost for a family house in Chile ranges from about CLP 65,000 to 230,000 per month (USD 75 to 265, EUR 70 to 245), covering water, electricity, and gas for heating and cooking.
The breakdown of main utility categories for houses in Chile includes water and sewer at CLP 20,000 to 60,000 per month (regulated by SISS), electricity at CLP 25,000 to 90,000 per month (with tariffs set through CNE fixings), and gas at CLP 20,000 to 80,000 per month if used for water heating or space heating.
What are common hidden costs when buying a house in Chile right now?
The estimated total of common hidden costs that house buyers in Chile often overlook ranges from about 600 UF to 1,500 UF (CLP 24 million to 60 million, USD 28,000 to 70,000, EUR 26,000 to 64,000), covering everything from inspections to renovations to ongoing HOA fees.
The typical inspection fees buyers should expect when purchasing a house in Chile run from about 8 UF to 35 UF (CLP 320,000 to 1.4 million, USD 370 to 1,600, EUR 340 to 1,480), depending on whether you get a basic structural inspection or add specialists for roof, termites, or electrical systems.
The other common hidden costs beyond inspections when buying a house in Chile include title and registry document fees, renovation or seismic retrofit costs for older houses, monthly HOA or "gastos comunes" fees if in a gated community, and potential pest or humidity remediation in coastal areas.
The hidden cost that tends to surprise first-time house buyers the most in Chile is the need for electrical or plumbing upgrades in older houses, which can easily add 200 UF to 500 UF to your budget if the property was built before modern standards.
You will find here the list of classic mistakes people make when buying a property in Chile.
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What do locals and expats say about the market in Chile as of 2026?
Do people think houses are overpriced in Chile as of 2026?
As of early 2026, sentiment among locals and expats in Chile is mixed, with buyers in premium eastern Santiago feeling that houses are expensive given high UF prices and limited land, while those looking in outer communes or regional cities find prices more manageable relative to what they get.
Houses in Chile typically stay on the market for about 1 to 3 months if well-priced in liquid communes, but overpriced listings can sit for 6 months or longer, reflecting a market where pricing discipline matters more than headline demand.
The main reason locals and expats feel house prices are high in Chile is that UF-denominated pricing protects sellers from inflation, making them psychologically resistant to lowering prices, while buyers face real affordability pressure from mortgage rates and monthly payment calculations.
Compared to one or two years ago, sentiment has shifted from frustration with a cooling market (2024-2025 saw price declines in the used segment) to cautious optimism as transaction volumes have rebounded, suggesting buyers are returning but remaining price-conscious.
You'll find our latest property market analysis about Chile here.
Are prices still rising or cooling in Chile as of 2026?
As of early 2026, house prices in Chile are stabilizing after a cooling period, with the used-house segment having experienced year-over-year declines through mid-2025 while new-build prices remained firm in UF terms due to construction costs and developer pricing discipline.
The estimated year-over-year house price change in Chile varies by segment: used houses in Santiago showed declines of roughly 3% to 8% in UF terms through mid-2025, while new-build prices held steady or increased slightly, resulting in an overall market that is essentially flat to slightly negative.
Experts and locals expect house prices in Chile over the next 6 to 12 months to remain relatively stable, with well-located properties holding value and weaker locations continuing to negotiate, as the market absorbs inventory and waits for clearer signals on interest rates and economic growth.
Finally, please note that we have covered property price trends and forecasts for Chile here.
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Chile. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Chile, we always rely on the strongest methodology we can … and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Banco Central de Chile (IPV Index) | Chile's central bank using real transaction records, not listing prices. | We used it to track market direction for houses. We relied on their methodology to explain why Chile's best price signal is an index. |
| Servicio de Impuestos Internos (SII) | Official tax authority publishing the legal UF conversion table. | We used it to convert all UF-based prices into Chilean pesos. We kept UF as the native unit since Chilean properties are quoted in UF. |
| BCCh USD/CLP Exchange Rate | Official exchange rate series from the central bank database. | We used it to give approximate USD equivalents for foreigners. We treated USD conversions as approximations since FX moves daily. |
| Cámara Chilena de la Construcción (CChC) | Chile's main construction chamber with systematic market reports. | We used it to anchor UF per square meter for houses in Greater Santiago. We also used it for market liquidity context and inventory levels. |
| NielsenIQ (GfK) Gran Santiago Report | Major research firm with systematic new-home market surveys. | We used it to anchor absolute levels for new-build houses. We used their commune breakdown as a practical map of where supply clusters. |
| ChileAtiende | Official government service portal for citizen procedures. | We used it to explain property registration and tax payment workflows. We relied on it as the official source for buyer processes. |
| Conservador de Bienes Raíces | Official fee schedule document used by property registries. | We used it to ground registration fee estimates. We showed that these fees are structured and capped, not made up by agents. |
| SISS (Water Regulator) | National regulator for water and sanitation utilities. | We used it to anchor water and sewer costs as regulated tariffs. We validated realistic bill ranges for typical houses. |
| Comisión Nacional de Energía (CNE) | Official energy commission responsible for tariff-setting inputs. | We used it to explain why electricity prices move through official fixings. We grounded utility costs in official tariff mechanics. |
| CGE (Electricity Utility) | Major regulated distributor publishing current customer tariffs. | We used it as a real-world check for electricity pricing timing. We validated our utility budget against actual 2026 tariff schedules. |
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