Authored by the expert who managed and guided the team behind the Chile Property Pack
Everything you need to know before buying real estate is included in our Chile Property Pack
If you are a foreigner thinking about buying a home in Chile, you are probably wondering how much you actually need to spend to get something decent.
This article breaks down current housing prices in Chile at every budget level, from $100,000 all the way to luxury, so you know exactly what your money can buy in 2026.
We constantly update this blog post to keep the data fresh and accurate for buyers like you.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Chile.
What can I realistically buy with $100k in Chile right now?
Are there any decent properties for $100k in Chile, or is it all scams?
Yes, there are real and legitimate properties you can buy for around $100,000 (about 87 million Chilean pesos or 2,200 to 2,300 UF) in Chile, but your options will mostly be small apartments in more affordable neighborhoods or older buildings in central Santiago.
The neighborhoods in Chile that give the best value for a $100k budget include Quilicura, Puente Alto, San Bernardo, Independencia, and Estacion Central, where prices per square meter are significantly lower than in upscale areas, though you will need to choose the micro-location carefully for safety and convenience.
Buying in popular or upscale areas like Las Condes, Providencia, or Vitacura for $100k in Chile is technically possible, but you will be limited to very small studios (around 20 to 25 square meters) in older buildings, often without parking or premium finishes.
What property types can I afford for $100k in Chile (studio, land, old house)?
For $100,000 in Chile, your realistic options are small apartments (studios or compact one-bedrooms in affordable comunas), with sizes ranging from about 20 square meters in premium areas to 45 square meters in budget-friendly neighborhoods like Quilicura.
At this price point in Chile, you should expect properties that may need a cosmetic refresh like new paint, fixtures, or appliances, and older condominium buildings may have issues with elevators, common areas, or pending special assessments that you should verify before buying.
For long-term value at the $100k level in Chile, small apartments in well-connected comunas like Santiago Centro or Independencia tend to perform better than land or old houses because they attract a deep pool of renters and future buyers, making them easier to resell or rent out.
What's a realistic budget to get a comfortable property in Chile as of 2026?
As of early 2026, the realistic minimum budget to get a comfortable property in Chile is around $200,000 to $250,000 (approximately 174 to 218 million Chilean pesos or 185,000 to 230,000 euros), which gives you access to proper one-bedroom apartments with livable space in decent neighborhoods.
Most buyers in Chile who want a comfortable standard, meaning a move-in ready apartment with reasonable size and a good location, typically need between $200,000 and $350,000 (175 to 305 million CLP or 185,000 to 325,000 euros) depending on how central they want to be.
In Chile, "comfortable" generally means at least 50 to 70 square meters, a building in good condition with functional elevators and security, decent natural light, and a location within reasonable commute distance to work or services.
The budget can vary significantly by neighborhood in Chile, with an extra $50,000 to $100,000 often needed to move from an affordable comuna like Macul or San Miguel into a more desirable area like Nunoa or Providencia for the same apartment size.
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What can I get with a $200k budget in Chile as of 2026?
What "normal" homes become available at $200k in Chile as of 2026?
As of early 2026, a $200,000 budget (about 174 million Chilean pesos or 4,400 to 4,600 UF) in Chile typically gets you a proper one-bedroom apartment with a separate living room, and in more affordable comunas you can sometimes find a compact two-bedroom that feels like a "normal" home rather than a micro-unit.
At this budget level in Chile, you can expect apartment sizes ranging from about 40 square meters in premium areas like Providencia to 60 square meters or more in value-oriented comunas like Macul or San Miguel, giving you enough space for comfortable daily living.
By the way, we have much more granular data about housing prices in our property pack about Chile.
What places are the smartest $200k buys in Chile as of 2026?
As of early 2026, the smartest neighborhoods to buy at $200,000 in Chile include Macul, San Miguel, parts of La Florida, and well-located pockets of Santiago Centro, where you get a strong balance between quality of life, connectivity, and price per square meter.
These areas are smarter buys compared to other $200k options in Chile because they offer good metro access, established services, and relatively stable demand from local renters and buyers, without the premium pricing of trendier neighborhoods like Nunoa or Providencia.
The main growth factor driving value in these smart-buy areas of Chile is infrastructure improvement, particularly metro line expansions and urban renewal projects, which historically have pushed property values up by 5% to 15% in surrounding blocks within a few years of completion.
We have made this infographic to give you a quick and clear snapshot of the property market in Chile. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
What can I buy with $300k in Chile in 2026?
What quality upgrade do I get at $300k in Chile in 2026?
As of early 2026, moving from $200,000 to $300,000 (about 261 million Chilean pesos or 6,600 to 6,900 UF) in Chile gives you a meaningful quality upgrade, either in terms of location, size, or building quality, without having to compromise as much as you did at lower budgets.
Yes, $300,000 can definitely buy you a property in a newer building in Chile, especially in comunas like Nunoa, Macul, San Miguel, or parts of Santiago Centro, where active apartment construction means you can find units built within the last 5 to 10 years with modern finishes.
At this budget in Chile, you typically gain access to features like two bathrooms, better insulation and windows, in-building amenities like a gym or rooftop terrace, more reliable elevators, and stronger building maintenance reserves that reduce your risk of surprise assessments.
Can $300k buy a 2-bedroom in Chile in 2026 in good areas?
As of early 2026, yes, $300,000 can buy a two-bedroom apartment in good areas of Chile, with realistic options available in neighborhoods like Nunoa, well-located parts of Santiago Centro, and sometimes even entry-level units in Providencia or the more accessible corners of Las Condes.
The specific good areas in Chile offering two-bedroom options at $300k include Nunoa (especially near metro stations), Macul, the eastern edge of Santiago Centro, and pockets of San Miguel, where prices per square meter remain below the highest-tier comunas.
A $300,000 two-bedroom apartment in Chile typically offers around 60 to 80 square meters (650 to 860 square feet), which is enough space for a small family or a couple who wants a dedicated home office, depending on the exact neighborhood and building age.
Which places become "accessible" at $300k in Chile as of 2026?
At the $300,000 price point in Chile, neighborhoods that were previously out of reach start becoming accessible, including much of Nunoa, entry-level options in Providencia, the more affordable segments of Las Condes, and well-positioned areas in Santiago Centro near cultural landmarks.
These newly accessible areas in Chile are desirable because they offer noticeably better walkability, more restaurants and cafes, safer streets, proximity to parks like Parque Bustamante or Parque Araucano, and the kind of vibrant neighborhood feel that attracts both locals and foreigners.
For $300,000 in these newly accessible areas of Chile, buyers can typically expect a well-maintained one to two-bedroom apartment in a mid-rise building with good common areas, though sizes will be somewhat smaller than what the same budget buys in less premium comunas.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Chile.
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What does a $500k budget unlock in Chile in 2026?
What's the typical size and location for $500k in Chile in 2026?
As of early 2026, a $500,000 budget (about 435 million Chilean pesos or 11,000 to 11,500 UF) in Chile typically buys you a spacious apartment of 85 to 105 square meters (915 to 1,130 square feet) in strong comunas like Providencia, Las Condes, or even entry points into Vitacura.
A $500,000 budget can sometimes buy a family home with outdoor space in Chile, but in prime Santiago comunas this is still mostly apartment territory with terraces or balconies rather than actual yards, and real gardens require looking at peripheral zones or gated communities further out.
At $500,000 in Chile, you can typically expect a large two-bedroom or a comfortable three-bedroom apartment, often with two full bathrooms, a service area or laundry space, and sometimes a storage unit and parking spot included.
Finally, please note that we cover all the housing price data in Chile here.
Which "premium" neighborhoods open up at $500k in Chile in 2026?
At the $500,000 price point in Chile, premium neighborhoods that fully open up include Las Condes, Providencia, and accessible segments of Vitacura, where you can shop with confidence rather than being limited to only the smallest or oldest units in these areas.
These neighborhoods are considered premium in Chile because they offer excellent security, well-maintained public spaces, high-quality schools and medical facilities, walkable streets with cafes and shops, proximity to business districts like El Golf, and a concentration of international residents and services.
For $500,000 in these premium neighborhoods of Chile, buyers can realistically expect a well-finished two to three-bedroom apartment in a modern building with amenities like a pool, gym, and 24-hour security, typically in the 80 to 100 square meter range depending on the exact micro-location.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Chile versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What counts as "luxury" in Chile in 2026?
At what amount does "luxury" start in Chile right now?
In Chile, the luxury real estate segment typically starts at around 10,000 to 12,000 UF, which translates to approximately $450,000 to $550,000 (about 390 to 480 million Chilean pesos or 415,000 to 510,000 euros) in early 2026.
The entry point to luxury in Chile is defined by a combination of prime location in comunas like Vitacura, Las Condes, or the best blocks of Providencia, high-end finishes, premium building amenities like concierge services and heated pools, and typically over 100 square meters of living space with architectural quality.
Compared to other Latin American capitals like Buenos Aires or Lima, Chile's luxury threshold is moderately higher, reflecting Santiago's reputation as one of the region's most stable and developed real estate markets with stronger legal protections and more transparent transactions.
For mid-tier luxury in Chile, expect prices between $600,000 and $1,000,000 (520 to 870 million CLP or 555,000 to 925,000 euros), while top-tier luxury properties in Vitacura or Lo Barnechea can range from $1,000,000 to well over $4,000,000 for exceptional homes.
Which areas are truly high-end in Chile right now?
The truly high-end neighborhoods in Chile right now are Vitacura (the most prestigious), the premium sectors of Las Condes including El Golf and Isidora Goyenechea, Lo Barnechea for those seeking larger homes with gardens, and the best blocks of Providencia near Parque Bicentenario.
These areas are considered truly high-end in Chile because they combine exceptional security, proximity to international schools and embassies, access to Santiago's best restaurants and shopping centers like Alonso de Cordova, well-maintained green spaces, and a concentration of corporate headquarters and five-star hotels.
The typical buyer profile for high-end areas in Chile includes senior executives at multinational companies, successful entrepreneurs, diplomats and embassy staff, wealthy Chilean families upgrading from other neighborhoods, and international buyers from the United States, Europe, or increasingly China seeking a stable Latin American base.
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How much does it really cost to buy, beyond the price, in Chile in 2026?
What are the total closing costs in Chile in 2026 as a percentage?
As of early 2026, the total closing costs in Chile typically range from 1.5% to 4.5% of the purchase price, with the lower end applying to cash purchases and the higher end applying when you take out a mortgage due to additional stamp taxes and bank fees.
The realistic low-to-high percentage range that covers most standard property transactions in Chile is 1.0% to 2.5% for cash buyers and 3.0% to 4.5% for those using mortgage financing, depending on the property value and specific legal requirements.
The specific fee categories that make up these closing costs in Chile include notary fees, Conservador de Bienes Raices (property registry) fees, lawyer fees for title review and contract preparation, and if applicable, the stamp tax on mortgage loans and bank origination fees.
To avoid hidden costs and bad surprises, you can check our our pack covering the property buying process in Chile.
How much are notary, registration, and legal fees in Chile in 2026?
As of early 2026, notary, registration, and legal fees in Chile combined typically cost between $2,000 and $8,000 (about 1.7 to 7 million Chilean pesos or 1,850 to 7,400 euros) for a standard residential purchase, scaling with the property value.
These fees usually represent about 0.5% to 1.5% of the property price in Chile, with higher-value properties sometimes paying a lower percentage due to fee caps built into the official tariff schedules for notaries and the Conservador.
Of the three fee types, legal fees for a lawyer who reviews the title, prepares contracts, and guides you through the Conservador registration process tend to be the most expensive in Chile, especially for foreign buyers who need extra due diligence on ownership history and potential liens.
What annual property taxes should I expect in Chile in 2026?
As of early 2026, the annual property tax (called "contribuciones" or Impuesto Territorial) in Chile for a typical residential property ranges from about $500 to $3,000 (435,000 to 2.6 million Chilean pesos or 465 to 2,780 euros), depending heavily on the official fiscal valuation.
Property taxes in Chile typically represent about 0.98% to 1.143% of the fiscal value (avaluo fiscal) of the property, which is usually set well below the actual market value, meaning your effective tax rate on market value is often lower than it first appears.
Property taxes in Chile vary significantly based on location and property type, with higher-value comunas like Las Condes and Vitacura generally having higher fiscal valuations and therefore higher annual tax bills compared to more affordable neighborhoods, even for similar-sized properties.
Chile does offer some exemptions and reductions, including a DFL2 benefit for residential properties under 140 square meters that can reduce stamp taxes on mortgages, and there are exemption thresholds for lower-value properties, so it is worth consulting with a tax professional about your specific situation.
You can find the list of all property taxes, costs and fees when buying in Chile here.
Is mortgage a viable option for foreigners in Chile right now?
Getting a mortgage as a foreigner in Chile is viable but challenging, as most banks require at least one year of legal residency, proof of stable local income, and a down payment of 20% to 30% of the property value, with stricter documentation requirements than for Chilean citizens.
Foreigners in Chile can typically access loan-to-value ratios between 70% and 80%, with mortgage interest rates ranging from about 4.0% to 4.7% annually in UF terms for well-qualified borrowers, though those with weaker profiles or no local credit history may face rates up to 14%.
To qualify for a mortgage in Chile as a foreigner, you typically need a Chilean RUT (tax ID), a valid residency permit, proof of local income or extensive documentation of foreign income, bank statements for the past year, and sometimes a Chilean guarantor, with the approval process taking 30 to 60 days longer than for locals.
You can also read our complete guide on how to get a mortgage as a foreigner in Chile.
We made this infographic to show you how property prices in Chile compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What should I predict for resale and growth in Chile in 2026?
What property types resell fastest in Chile in 2026?
As of early 2026, small to mid-sized apartments (one to two bedrooms) in well-connected comunas like Nunoa, Santiago Centro, San Miguel, and parts of Providencia resell fastest in Chile because they match the broadest demand from both buyers and renters.
The typical time on market to sell a property in Chile varies significantly, but well-priced apartments in desirable locations can sell within 60 to 120 days, while properties that are overpriced or in less liquid markets may take 6 to 12 months or longer.
What makes certain properties sell faster in Chile specifically is proximity to metro stations (Santiago has been expanding its network), being priced correctly in UF terms relative to comparable recent sales, and having clear title documentation registered at the Conservador with no liens or pending issues.
The slowest-selling property types in Chile tend to be large houses in peripheral areas requiring car commutes, older apartments in buildings with deferred maintenance or high gastos comunes (HOA fees), and properties in southern or coastal regions facing economic headwinds or environmental concerns like flooding risk.
If you're interested, we cover all the best exit strategies in our real estate pack about Chile.
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What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Chile, we always rely on the strongest methodology we can … and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Servicio de Impuestos Internos (SII) | Chile's official tax authority that publishes legal UF values. | We used SII's UF tables to convert dollar budgets into Chile's property pricing unit. We also referenced their property tax rate documentation. |
| Banco Central de Chile | The central bank publishes official exchange rates and housing indices. | We used their USD/CLP exchange rate data for currency conversions. We also referenced their Housing Price Index methodology for resale analysis. |
| Camara Chilena de la Construccion (CChC) | Chile's main construction industry body with data-driven market reports. | We used their UF per square meter medians by comuna to estimate what each budget buys. We also used their sales data for market trends. |
| Biblioteca del Congreso Nacional (BCN) | The official legislative library hosting Chilean legal texts. | We used BCN's published decrees for notary and Conservador fee schedules. We also referenced property ownership laws for foreigners. |
| CMF (Comision para el Mercado Financiero) | Chile's financial regulator publishing official interest rate data. | We used CMF's portal to validate mortgage rate information. We cross-checked lending conditions for foreign buyers. |
| Conservador de Bienes Raices de Santiago | The property registry that records all ownership transfers. | We used their published tariff document to estimate registration fees. We also explained their role in the buying process. |
| Global Property Guide | An independent research firm tracking international property markets. | We used their Chile market analysis for foreign buyer context. We also referenced their mortgage rate tracking data. |
| Trading Economics | A data platform aggregating official economic indicators. | We used their Chile housing index and interest rate data for context. We cross-referenced central bank policy rate movements. |
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Chile. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
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