Buying real estate in Brazil?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

How to buy land in Brazil (guide)

Last updated on 

Authored by the expert who managed and guided the team behind the Brazil Property Pack

buying property foreigner Brazil

Everything you need to know before buying real estate is included in our Brazil Property Pack

Brazil offers significant opportunities for foreign land buyers, with urban properties freely available and rural land accessible under specific conditions. Foreigners can purchase urban land without restrictions and use property investments to secure Brazilian residency through the VIPER Golden Visa program.

Understanding Brazil's land ownership laws, investment requirements, and regional markets helps foreign buyers navigate this complex but rewarding real estate environment. The country's favorable exchange rates and growing property market make 2025 an attractive time for international investment.

If you want to go deeper, you can check our pack of documents related to the real estate market in Brazil, based on reliable facts and data, not opinions or rumors.

How this content was created 🔎📝

At The LatinVestor, we explore the Brazilian real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like São Paulo, Rio de Janeiro, and Salvador. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthiness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

photo of expert laura beatriz de oliveira

Fact-checked and reviewed by our local expert

✓✓✓

Laura Beatriz de Oliveira 🇧🇷

Commercial, Vokkan

Laura is a seasoned real estate professional with extensive knowledge of Brazil's evolving property market. From high-growth urban centers to exclusive coastal retreats, she helps clients identify strategic investment opportunities across the country. With a strong focus on sustainability and long-term value, Laura provides expert guidance on navigating Brazil's regulatory environment, emerging hotspots, and luxury developments, ensuring her clients maximize their real estate potential.

What types of land can foreigners legally buy in Brazil and what types are restricted?

Foreigners can freely purchase urban land in Brazil without any nationality, residency, or ownership percentage restrictions.

Urban properties include residential homes, apartments, commercial buildings, and development plots in cities and towns across the country. You can buy these properties for personal use, investment, or rental purposes without requiring special permits or government authorization.

Rural land ownership faces significant restrictions for foreign buyers. Foreign individuals must have Brazilian permanent residency to directly own rural property. Additionally, foreigners as a group can own at most 25% of rural land in any given municipality, with buyers of the same nationality limited to 40% of that quota.

The maximum area a foreign individual can own is 50 Indefinite Exploration Modules (MEIs), a regionally-defined measurement unit. Border strips and areas designated as national security zones require special approval from Brazil's National Defense Council.

Companies controlled by foreign capital face additional restrictions on rural land purchases and generally need government authorization for larger parcels or specific business activities.

Are there exceptions or legal pathways that allow foreigners to buy restricted types of land?

Several legal pathways allow foreigners to acquire restricted rural land in Brazil.

Marriage to a Brazilian citizen under community property regime provides the most direct access to rural land ownership. Foreigners with Brazilian children also gain expanded property rights, including the ability to purchase rural property more freely.

Inheritance offers another pathway for foreign residents to acquire rural land, except in restricted border areas where additional approvals may be required. This allows foreign spouses or children to inherit agricultural properties from Brazilian family members.

Creating a Brazilian company structure can circumvent some restrictions. Brazilian companies with less than 50% foreign capital are generally exempt from rural land restrictions. Companies with higher foreign ownership percentages need approval from INCRA (National Institute for Colonization and Agrarian Reform) and sometimes congressional authorization.

These legal structures require proper documentation and compliance with Brazilian corporate law, making professional legal assistance essential for foreign investors pursuing this route.

Does buying land in Brazil offer a path to residency or citizenship?

Brazil's VIPER Golden Visa program provides permanent residency for foreigners who purchase urban property worth at least R$1,000,000 (approximately $200,000 as of September 2025).

The minimum investment requirement drops to R$700,000 for properties located in northern and northeastern regions, where the government offers incentives to attract foreign investment. Only urban properties with formal registered deeds (Matrícula) qualify for this program - rural or agricultural land is not eligible.

After maintaining legal residency for 4 years, Golden Visa holders can apply for Brazilian citizenship. This period reduces to 3 years for investors who exceed the minimum investment thresholds. Applicants must demonstrate proficiency in Portuguese and maintain continuous property ownership throughout the residency period.

The Golden Visa requires buyers to use formal banking channels and register their investment properly with Brazilian authorities. Informal payment routes or possession-only land purchases do not qualify for residency benefits.

It's something we develop in our Brazil property pack.

Where do foreigners most often buy land in Brazil and why are these locations popular?

Coastal and beach regions attract the majority of foreign land buyers in Brazil, particularly Santa Catarina and Bahia states.

Santa Catarina offers beautiful beaches, reasonable property prices, and a well-developed infrastructure that appeals to both vacation home buyers and permanent residents. The state's European-influenced culture and cooler climate make it especially attractive to North American and European investors.

Bahia, famous for Peninsula de Maraú and other coastal destinations, provides tropical beach properties at competitive prices. The region offers excellent tourism potential for rental income and long-term appreciation prospects.

Pernambuco and São Paulo's coastal areas (particularly Ubatuba) also rank among popular choices for their natural beauty, accessibility, and established expatriate communities. These locations combine investment potential with lifestyle benefits for foreign buyers.

Urban areas including São Paulo, Rio de Janeiro, Brasília, Florianópolis, Salvador, and Fortaleza represent hotspots for both residential and commercial property investment. These cities offer strong rental markets, appreciation potential, and qualify for Golden Visa residency programs.

Don't lose money on your property in Brazil

100% of people who have lost money there have spent less than 1 hour researching the market. We have reviewed everything there is to know. Grab our guide now.

investing in real estate in  Brazil

What is the step-by-step process for a foreigner to purchase land in Brazil?

The land purchase process in Brazil follows eight essential steps that typically take 45-60 days to complete.

First, define your investment goals and research target locations based on your budget, intended use, and residency objectives. This preliminary research helps narrow your focus to specific regions and property types.

Second, obtain a Brazilian CPF (Cadastro de Pessoas Físicas) tax identification number, which is mandatory for all property transactions. You can apply for a CPF through Brazilian consulates abroad or directly in Brazil.

Third, search for suitable properties using local real estate agents, online portals, or direct contacts. Professional agents familiar with foreign buyer requirements can significantly streamline this process.

Fourth, conduct comprehensive legal due diligence with a qualified Brazilian lawyer to verify property title, outstanding liens, seller credentials, and zoning compliance. This step prevents costly legal problems later.

Fifth, negotiate terms and sign a purchase agreement that typically allows 45 days for closing. The contract should specify all conditions, payment schedules, and contingencies.

Sixth, prepare all required documentation including passport copies, marital certificates, proof of income, and any divorce decrees. All foreign documents must be notarized, apostilled, and translated into Portuguese by certified translators.

Seventh, finalize the transaction at a Brazilian notary public office where both parties sign the deed transfer documents and complete payment.

Eighth, register the property by updating the official deed (Matrícula) at the local property registry office, which officially transfers ownership and provides legal protection.

What documents and permits are mandatory for foreigners to complete a land purchase?

Foreign buyers must prepare several mandatory documents to complete a Brazilian land purchase successfully.

1. Brazilian CPF (Cadastro de Pessoas Físicas) tax identification number2. Valid passport with current visa status3. Marriage certificate, birth certificate, or divorce decree as applicable4. Proof of income or financial capacity for the purchase5. Official property deed (Matrícula) showing clear title6. Proof that all property taxes and fees are current7. Negative certificates confirming no outstanding liens or debts on the property8. Power of attorney (if buying remotely) executed under Brazilian legal requirements

All foreign documents require proper authentication through notarization, apostille certification, and certified translation into Portuguese. Brazilian consulates can help authenticate documents before travel, but certified translations must be completed in Brazil by officially recognized translators.

For Golden Visa qualification, buyers need additional documentation proving the source of funds and formal banking transfer records. Properties must have properly registered deeds with clear ownership history to qualify for residency benefits.

Legal representation by a qualified Brazilian attorney is highly recommended to ensure all documentation meets current requirements and to navigate any complications during the transaction process.

Can you buy land in Brazil without physically being in the country?

Yes, foreigners can purchase Brazilian land remotely through a properly executed power of attorney (POA) system.

The power of attorney must be prepared according to Brazilian legal requirements and granted to a qualified Brazilian lawyer or representative who can act on your behalf. This person handles all aspects of the transaction including document signing, payment processing, and property registration.

All documentation including the power of attorney requires notarization, apostille certification, and certified Portuguese translation before use in Brazil. The remote buying process typically takes the same 45-60 days as in-person purchases.

Property inspections can be conducted via video calls, virtual tours, and detailed photographic documentation provided by your representative. Many foreign buyers successfully complete purchases without visiting Brazil first, especially for investment properties in established markets.

Secure communication channels and established legal relationships are essential for remote purchases. Your representative should provide regular updates, document copies, and confirmation of each transaction step to ensure transparency throughout the process.

What taxes, fees, and other costs are involved in buying and owning land in Brazil?

Cost Type Rate/Amount Payment Timing
Property Transfer Tax (ITBI) 2-4% of transaction value At closing
Annual Property Tax (IPTU) Varies by region and property type Annually
Notary and Registration Fees 1-2% of property value At closing
Legal Fees Fixed rates or hourly During transaction
Real Estate Agent Commission 5-6% (usually seller pays) At closing
Bank Transfer Fees Varies by bank and amount During payment
Currency Exchange Fees 1-3% of transaction amount During payment
infographics rental yields citiesBrazil

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Brazil versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

Can foreigners pay cash for land in Brazil, and is mortgage financing available?

Foreigners can pay cash for Brazilian land through international wire transfers, but must use formal banking channels for Golden Visa qualification.

Cash purchases require proper registration and documentation of fund sources, especially for investments exceeding R$700,000 that qualify for residency programs. Brazilian banks must receive and process international transfers to maintain compliance with residency requirements.

Mortgage financing is available to foreigners, but options are limited and requirements are strict. Few Brazilian banks offer mortgages to non-resident foreigners, and those that do require extensive documentation including proof of income, credit history, and substantial down payments.

Current mortgage interest rates for foreign buyers range from 8-12% annually, depending on the buyer's financial profile, loan size, and relationship with the lending institution. Terms typically require 30-50% down payments and proof of income that is 3-4 times the monthly payment amount.

Financing approval can add 30-60 days to the purchase process and requires additional legal documentation. Many foreign buyers choose cash purchases to simplify transactions and qualify for residency benefits more easily.

What are the classic mistakes foreigners make when buying land in Brazil?

The most common mistake foreign buyers make is failing to verify the property's complete legal history and official deed (Matrícula) status.

1. Not confirming the seller's legal authority to sell the property2. Overlooking outstanding liens, debts, or legal disputes on the property3. Using informal payment routes that disqualify Golden Visa eligibility4. Skipping proper document translation, notarization, and apostille requirements5. Attempting to buy restricted rural or border land without proper legal status6. Purchasing possession-only land without formal title registration7. Not hiring qualified Brazilian legal representation8. Ignoring local zoning laws and development restrictions

Many foreigners assume that possession or informal ownership provides adequate legal protection, but only formally registered properties with clear Matrícula provide full ownership rights and legal security.

Another frequent error involves payment methods that compromise residency qualification. Using cash couriers, cryptocurrency, or informal banking channels can disqualify buyers from Golden Visa benefits even if the property purchase is otherwise valid.

Inadequate due diligence often results in buyers discovering liens, disputes, or zoning violations after completing the purchase. Professional legal representation and thorough property investigation prevent these costly surprises.

It's something we develop in our Brazil property pack.

What do foreigners usually use the land for in Brazil and what are the legal limits?

Urban land purchases by foreigners typically serve residential, commercial, vacation, or rental investment purposes without special restrictions.

Residential use includes primary homes, vacation properties, and rental investments in cities across Brazil. Municipal zoning laws apply to all properties regardless of owner nationality, but foreigners face no additional restrictions in most urban areas.

Commercial development requires compliance with local business regulations and zoning requirements, but foreigners can develop retail, office, or hospitality projects on urban land. Many foreign investors focus on tourism-related developments in coastal areas.

Rural land use must comply with approved project plans for agriculture, livestock, industrial development, or colonization projects. Foreign-controlled legal entities require ministry approval for specific rural activities, and border area lands may have strategic restrictions.

Vacation rental and tourism development represent popular uses for foreign-owned coastal properties. These activities require proper business registration and tax compliance but offer strong income potential in established tourist markets.

What are the current average prices for land in different regions of Brazil and what is the long-term forecast?

As of September 2025, urban land prices vary significantly across Brazilian regions and property types.

Urban lots in major cities like São Paulo, Rio de Janeiro, and Brasília range from R$200,000 to R$600,000 for small residential parcels. Prime locations and larger development sites can reach several million reais depending on location and zoning potential.

Beachfront properties in popular areas like Santa Catarina and Bahia range from R$200,000 to R$1,500,000 based on location, size, and development potential. Coastal properties near major cities command premium prices due to accessibility and infrastructure.

Rural land prices average R$10,000 to R$30,000 per hectare depending on region, soil quality, and intended agricultural use. Northern and northeastern regions offer lower prices with government investment incentives for foreign buyers.

The Brazilian property market is experiencing a recovery cycle with expectations of medium-term price appreciation driven by increased foreign investment and favorable currency exchange rates for dollar, euro, and pound buyers. Economic stability and government incentives for foreign investment support positive market outlook through 2026-2027.

Northern and northeastern regions show the strongest growth potential due to lower entry costs and government incentives, while established coastal markets provide steady appreciation and rental income opportunities.

It's something we develop in our Brazil property pack.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. Benoit Properties - Guide to Buying Property in Brazil
  2. Brazil Beach House - FAQ for Foreigners
  3. Reland - Complete Guide to Buying Land
  4. Koetz Digital - Land Purchase by Foreigners
  5. Brazil Counsel - Rural Property Restrictions
  6. Oliveira Lawyers - Brazil Golden Visa
  7. The LatinVestor - Buy Land Brazil
  8. Brazil Beachfront - Best Regions for Beachfront Property