Buying real estate in Rosario?

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Moving to Rosario? Here's everything you need to know (2026)

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Authored by the expert who managed and guided the team behind the Argentina Property Pack

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Rosario is Argentina's third-largest city with about 1.2 million residents, sitting along the Paraná River about 300 kilometers northwest of Buenos Aires, and it offers expats a compelling mix of riverfront lifestyle, cultural vibrancy, and significantly lower costs than the capital.

This guide covers everything you need to know about moving to Rosario in 2026, from visa requirements and monthly budgets to neighborhoods, safety, healthcare, and real estate prices, all based on official data and triangulated sources.

We constantly update this blog post to reflect the latest conditions, regulations, and market trends in Rosario.

And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Rosario.

Is Rosario a good place to live in 2026?

Is quality of life getting better or worse in Rosario in 2026?

As of early 2026, quality of life in Rosario is mixed, with meaningful improvements in housing affordability for those earning in foreign currency, but persistent challenges around security that vary dramatically by neighborhood.

The most notable improvement in Rosario over the past two to three years has been the stabilization of the peso against the dollar for expats, which has made rents and daily expenses feel much more affordable compared to 2023 when inflation was spiraling above 200% annually.

On the other hand, Rosario's security situation remains the city's biggest persistent challenge, as the province's official security observatory continues to track elevated homicide rates linked to drug trafficking, particularly in peripheral neighborhoods where gang activity concentrates.

Sources and methodology: we triangulated official data from the Santa Fe Security Observatory for crime statistics, INDEC labor market indicators for economic context, and the Rosario Municipal Open Data Portal for population benchmarks. We also layered in our own analysis of expat lifestyle costs and neighborhood conditions based on ongoing market tracking.

Are hospitals good in Rosario in 2026?

As of early 2026, Rosario's hospital system offers strong clinical capacity comparable to mid-tier Western European standards for most procedures, with the key difference being that public hospitals can involve longer wait times while private facilities provide faster, more predictable care.

Expats in Rosario most commonly use Hospital de Emergencias Clemente Álvarez (HECA) for trauma and emergency care, Sanatorio Parque (Grupo Oroño) for private scheduled procedures, and Sanatorio Británico Rosario for a well-regarded private alternative with bilingual staff.

A standard private doctor consultation in Rosario in early 2026 costs approximately ARS 30,000 to 34,000, which translates to roughly USD 25 to 30 or EUR 23 to 28, based on reference medical fees published by the Colegio de Médicos de Santa Fe.

Private health insurance is strongly recommended for expats in Rosario because it provides faster access to specialists, avoids public hospital queues, and often includes English-speaking administrative support that makes navigating the healthcare system much easier.

Sources and methodology: we anchored hospital information in Argentina's official Federal Health Establishments Registry (REFES) and consultation costs in the Colegio de Médicos de Santa Fe reference fees updated to January 2026. We also incorporated our own tracking of expat healthcare experiences to validate practical routing advice.

Are there any good international schools in Rosario in 2026?

As of early 2026, Rosario has a smaller international school ecosystem than Buenos Aires, with only one fully authorized IB World School and a handful of bilingual private schools that cater to expat families seeking English-language instruction.

The most reputable international-curriculum option in Rosario is Escuela Goethe Rosario, which is officially listed in the IB World Schools directory and offers the International Baccalaureate Diploma Programme alongside German and Spanish instruction.

Annual tuition fees at private bilingual or IB-track schools in Rosario in 2026 typically range from USD 3,000 to 8,400 per year (approximately ARS 3,000,000 to 8,400,000 or EUR 2,800 to 7,800), often paid monthly with periodic adjustments for inflation.

Waitlists can be long at the most sought-after schools in Rosario, especially for kindergarten and early secondary entry years, and public schools are generally not a practical option for non-Spanish-speaking children because instruction is entirely in Spanish with no ESL support.

Sources and methodology: we verified school accreditation through the official International Baccalaureate directory and cross-referenced with Escuela Goethe Rosario's official website for program details. Tuition estimates reflect our analysis of private school pricing patterns in Santa Fe province combined with direct admissions inquiries.

Is Rosario a dangerous place in 2026?

As of early 2026, Rosario has a higher security risk than most Argentine cities due to drug trafficking-related violence, but this risk is highly localized to specific peripheral neighborhoods while central and northern areas remain considerably safer for daily life.

The most common safety concerns for expats in Rosario are motorcycle robberies ("motochorros"), opportunistic street theft in crowded areas, and the spillover effects of gang-related violence in certain outer neighborhoods like Tablada, Las Flores, and Villa Gobernador Gálvez, which expats should avoid.

The neighborhoods generally considered safest for expats in Rosario in 2026 include Puerto Norte (newer high-rise buildings with security), Centro and Microcentro (walkable with good services), Pichincha (restaurants and nightlife on quieter streets), and Fisherton (suburban, family-oriented, but more car-dependent).

Women can live alone safely in Rosario if they choose a secure building in a recommended neighborhood, avoid isolated areas after dark, use trusted taxi apps instead of street hails, and maintain standard big-city awareness about their belongings and surroundings.

Sources and methodology: we used official homicide data from the Santa Fe Provincial Security Observatory, which triangulates police, judicial, and health sources for accuracy. We also referenced UNODC/Our World in Data for regional benchmarking and incorporated expat community feedback from our ongoing research.

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How much does everyday life cost in Rosario in 2026?

What monthly budget do I need to live well in Rosario in 2026?

As of early 2026, a single person can live comfortably in Rosario on approximately USD 1,600 to 2,200 per month (around ARS 1,600,000 to 2,200,000 or EUR 1,500 to 2,000), which covers a decent one-bedroom apartment, utilities, food, transport, private health coverage, and some dining out.

For a more modest but decent lifestyle in Rosario, a single person could manage on USD 1,000 to 1,400 per month (ARS 1,000,000 to 1,400,000 or EUR 930 to 1,300), though this would mean a smaller apartment in a less central neighborhood and more home cooking.

A more comfortable or upscale lifestyle in Rosario, including a larger apartment in Puerto Norte, regular restaurant meals, gym membership, and entertainment, would require USD 2,500 to 3,500 per month (ARS 2,500,000 to 3,500,000 or EUR 2,300 to 3,200) for a single person.

Housing is by far the largest expense category in Rosario, typically consuming 35% to 45% of an expat's monthly budget, which is why neighborhood choice matters so much for both quality of life and cost control.

Sources and methodology: we built these budget estimates from Zonaprop's Rosario rental index for housing costs, Colegio de Médicos de Santa Fe for healthcare costs, and Numbeo for food and transport baselines. We validated these against our own cost-tracking analysis for expat households.

What is the average income tax rate in Rosario in 2026?

As of early 2026, the effective income tax rate for a typical middle-income earner in Argentina (including Rosario) ranges from approximately 10% to 20% after deductions, though this varies significantly based on total taxable income and available exemptions.

Argentina's personal income tax uses progressive brackets that range from 5% at the lowest income levels up to 35% for the highest earners, meaning your marginal rate increases as your income grows, but most employed expats with mid-range professional salaries fall somewhere in the 15% to 25% effective range.

Sources and methodology: we used the official 2026 income tax scales published by ARCA (formerly AFIP), Argentina's tax authority. We calculated effective rate ranges based on typical expat salary scenarios and standard deductions available under Argentine tax law.
infographics rental yields citiesRosario

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Argentina versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.

What kind of foreigners actually live in Rosario in 2026?

Where do most expats come from in Rosario in 2026?

As of early 2026, the largest groups of foreign residents in Rosario come from neighboring South American countries, particularly Paraguay, Bolivia, and Venezuela, with a smaller layer of European and North American expats concentrated in professional or remote-work roles.

Argentina's foreign-born population represents approximately 4.2% of the total national population according to the 2022 Census, with the majority (over 73%) concentrated in the Buenos Aires metropolitan area, meaning Rosario's expat community is proportionally smaller and more regionally focused.

Regional South American migrants are drawn to Rosario primarily by work opportunities in the city's agro-industrial sector, port logistics, and service industries, while Western expats typically arrive for the lower cost of living combined with remote work flexibility or family connections.

The expat population in Rosario is predominantly a mix of working professionals, regional migrants with family ties, and a growing number of digital nomads, rather than retirees who tend to prefer Buenos Aires or smaller tourist-oriented towns like San Carlos de Bariloche.

Sources and methodology: we based migration statistics on INDEC's 2022 Census migration bulletin, which provides the most authoritative national data on foreign-born residents. We supplemented this with Rosario Municipal Census data and our own analysis of expat community composition.

Where do most expats live in Rosario in 2026?

As of early 2026, most expats in Rosario concentrate in Puerto Norte (modern high-rises with river views), Centro and Microcentro (walkable urban core), Pichincha (nightlife and gastronomy district), and Fisherton (suburban family-friendly area), with each neighborhood offering distinct lifestyle tradeoffs.

These neighborhoods attract expats because they combine security (controlled-access buildings), walkability or easy transport, proximity to services like supermarkets and cafes, and in Puerto Norte's case, direct access to Rosario's signature riverfront parks and costanera promenade.

Echesortu and parts of Abasto are emerging as up-and-coming neighborhoods in Rosario that attract cost-conscious expats seeking more authentic "local Rosario" vibes with lower rents, though these areas require more Spanish fluency and street awareness than the established expat zones.

Sources and methodology: we identified neighborhood preferences through Zonaprop's Rosario market reports showing rental demand by zone, combined with Mercado Libre and Universidad de San Andrés real estate tracking. We validated these patterns through ongoing community research and expat feedback.

Are expats moving in or leaving Rosario in 2026?

As of early 2026, the expat migration trend in Rosario appears roughly stable with modest churn, meaning some newcomers arrive attracted by affordability while others leave due to security concerns or Argentina's ongoing economic volatility.

The main factor currently drawing expats to Rosario is the combination of significantly lower costs compared to Buenos Aires (rents can be 20% to 30% cheaper) plus the lifestyle appeal of the riverfront, café culture, and a more relaxed pace than the capital.

The main factor causing some expats to leave Rosario recently is the city's persistent security situation, which some find stressful despite living in safer neighborhoods, combined with frustration over inflation, bureaucratic complexity, and the challenge of integrating without strong Spanish.

Compared to similar destinations in the region, Rosario's expat flow is more volatile than stable retirement havens like Uruguay's coast but less dramatic than boom-and-bust hotspots like some Colombian cities, reflecting Argentina's unique economic dynamics.

Sources and methodology: we contextualized migration trends using UN International Migrant Stock data and national patterns from INDEC census releases. We supplemented official statistics with our ongoing qualitative tracking of expat community sentiment and arrival/departure patterns.

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What paperwork do I need to move to Rosario in 2026?

What visa options are popular in Rosario in 2026?

As of early 2026, the three most popular visa types for expats moving to Argentina (and Rosario) are the Digital Nomad Visa (for remote workers), the Rentista Visa (for those with passive income), and MERCOSUR residency (for citizens of member and associated countries).

The Digital Nomad Visa requires proof of remote employment or freelance work for clients outside Argentina, a clean criminal record, a valid passport from a visa-exempt country, and while no official minimum income is stated, applicants should demonstrate around USD 2,500 per month in earnings.

Argentina does offer a dedicated Digital Nomad Visa launched in 2022, which allows stays of up to 180 days with a possible 180-day extension, for a total of one year, and costs approximately USD 200 in application fees.

The Digital Nomad Visa is initially valid for six months and can be renewed once for an additional six months, but it does not lead directly to permanent residency, so expats planning to stay longer must transition to a different visa category like the Rentista or work-sponsored residency.

Sources and methodology: we sourced visa requirements directly from Argentina.gob.ar's official Digital Nomad portal and cross-referenced with Argentina's National Migration Directorate. We validated processing details through recent applicant experiences tracked in our research.

How long does it take to get residency in Rosario in 2026?

As of early 2026, the typical processing time for temporary residency in Argentina is approximately one to three months after submitting a complete application, though this can extend to four to six months during high-demand periods or if documentation issues arise.

Common factors that can delay residency processing in Rosario include missing apostilles on foreign documents, incomplete criminal background checks, translation errors, and the general workload at immigration offices, while having all paperwork perfectly prepared upfront can significantly speed things up.

To become eligible for permanent residency in Argentina, an expat must live in the country as a temporary resident for at least two consecutive years, and citizenship eligibility typically requires two years of continuous legal residence with at least 183 days per year actually spent in Argentina.

Sources and methodology: we based processing time estimates on official guidelines from Argentina.gob.ar and Migraciones Argentina. We adjusted for real-world variability based on recent applicant reports and our ongoing tracking of immigration processing trends.
infographics map property prices Rosario

We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Argentina. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.

How hard is it to find a job in Rosario in 2026?

Which industries are hiring the most in Rosario in 2026?

As of early 2026, the top three industries hiring in Rosario are agro-industry and commodity trading support (the city is Argentina's main grain export hub), port logistics and supply chain management, and IT/software development, with healthcare and education also showing steady demand for qualified professionals.

It is generally not realistic for expats to get hired locally in Rosario without speaking Spanish, as even multinational companies operating in the area expect working Spanish proficiency for day-to-day communication with local teams and clients.

The most accessible roles for foreign job seekers in Rosario tend to be in IT and software development (where English skills add value), international trading companies connected to the port, English teaching positions, and remote roles paid by foreign employers where the expat simply lives in Rosario while working for clients abroad.

Sources and methodology: we analyzed employment trends using INDEC's labor market indicators (EPH) for macro context and reviewed job listings on major platforms like LinkedIn, Bumeran, and Computrabajo. We also incorporated our own analysis of Rosario's economic structure and expat employment patterns.

What salary ranges are common for expats in Rosario in 2026?

As of early 2026, typical salary ranges for expats working in Rosario vary dramatically depending on whether they are paid locally or remotely, with locally-employed professionals earning ARS 800,000 to 2,500,000 per month (USD 800 to 2,500 or EUR 740 to 2,300) while remote workers earning in foreign currency often make two to four times more.

Entry-level or mid-level local positions in Rosario for expats typically pay ARS 600,000 to 1,200,000 per month (approximately USD 600 to 1,200 or EUR 560 to 1,100), which is tight for a comfortable lifestyle unless supplemented by other income or a partner's earnings.

Senior or specialized roles in Rosario, particularly in IT, engineering, or management positions at larger companies, can command ARS 2,000,000 to 4,000,000 per month (roughly USD 2,000 to 4,000 or EUR 1,850 to 3,700), with some multinational packages reaching higher.

Employers in Rosario do not commonly sponsor work visas for foreign hires unless the candidate brings scarce technical skills that cannot be found locally, so most expats either arrive with remote income, obtain residency through other pathways, or find sponsorship through larger multinationals.

Sources and methodology: we compiled salary data from INDEC employment statistics, job posting analysis on Argentine platforms, and direct survey data from expat communities. We converted to USD/EUR using current exchange rates while noting that local peso salaries require careful inflation management.

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What's daily life really like for expats in Rosario right now?

What do expats love most about living in Rosario right now?

The top things expats love most about Rosario are the stunning Paraná riverfront with its parks and costanera promenade, the manageable city scale that feels big enough to have culture and restaurants but small enough to navigate easily, and the significantly lower cost of living compared to Buenos Aires and most Western cities.

The lifestyle benefit most frequently praised by expats in Rosario is the quality of everyday leisure, from sunset walks along the river to excellent coffee shops and a thriving craft beer scene, all accessible without the crowds and stress of larger capitals.

The practical advantage expats appreciate most in Rosario is housing value, where the same budget that gets a cramped apartment in Buenos Aires can secure a spacious place in a good neighborhood, often with river views or modern amenities.

Socially, expats enjoy Rosario's friendly local culture, the strong café and asado (barbecue) traditions that make it easy to connect with Argentines, and the passionate football identity centered around clubs like Newell's Old Boys and Rosario Central that creates genuine community energy.

Sources and methodology: we gathered lifestyle insights through expat community surveys, social media groups, and our ongoing qualitative research tracking satisfaction factors. We cross-referenced these with Rosario municipal data on urban amenities and quality-of-life indicators.

What do expats dislike most about life in Rosario right now?

The top complaints expats have about living in Rosario are the persistent security anxiety that comes from the city's crime reputation, the economic volatility that makes budgeting unpredictable, and the bureaucratic friction involved in everything from banking to residency paperwork.

The daily inconvenience that frustrates expats most in Rosario is dealing with Argentina's inflation-driven price changes, where the cost of groceries, services, and even rent can shift noticeably from month to month, requiring constant adjustment and negotiation.

The bureaucratic issue that causes the most headaches for expats in Rosario is opening a bank account and managing money transfers, as Argentine banks have strict documentation requirements, limited services for foreigners without a DNI, and international transfers can be slow and expensive.

Most expats find these frustrations manageable rather than deal-breakers, especially if they earn in foreign currency, live in a safe neighborhood, and accept that some administrative processes will simply take longer and require more patience than they would elsewhere.

Sources and methodology: we documented common frustrations through expat forums, direct interviews, and community feedback collected over multiple months. We validated these patterns against Expat Arrivals banking guides and our own operational experience helping foreigners navigate Argentine systems.

What are the biggest culture shocks in Rosario right now?

The biggest culture shocks expats experience when moving to Rosario are the dramatically late dinner times (restaurants fill up at 10pm or later), the intensity of neighborhood-based football rivalries that permeate daily conversation, and how quickly "normal prices" can change due to inflation.

The social norm that surprises newcomers most in Rosario is the importance of personal relationships in getting things done, where having a contact or recommendation matters more than formal processes, and building trust with neighbors, shopkeepers, and service providers unlocks a smoother daily experience.

The daily routine that takes longest for expats to adjust to in Rosario is the Argentine schedule itself, where businesses may close for long lunch breaks, evening activities start much later than in North America or Northern Europe, and the pace of life feels slower even in a city this size.

Sources and methodology: we identified cultural adjustment themes through expat community discussions, relocation surveys, and our long-term tracking of newcomer experiences in Argentina. We contextualized these with cultural research from Wander Argentina and similar resources focused on expat adaptation.
infographics comparison property prices Rosario

We made this infographic to show you how property prices in Argentina compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.

Can I buy a home as a foreigner in Rosario in 2026?

Can foreigners legally own property in Rosario in 2026?

As of early 2026, foreigners can legally own property in Rosario and throughout Argentina with very few restrictions, as the main limitations apply specifically to rural agricultural land near borders or in security zones, not to typical urban apartments or houses.

The specific restrictions that apply to foreigners buying property in Argentina relate to Law 26.737, which limits foreign ownership of rural land to 15% of productive agricultural territory nationally and imposes additional scrutiny on land near international borders or water sources.

Foreigners in Rosario can freely purchase apartments, houses, and commercial properties in the city without restrictions, while rural land purchases require approval from the National Registry of Rural Lands (Registro Nacional de Tierras Rurales) and may face limitations based on location and total foreign ownership in that zone.

By the way, we've written a blog article detailing the whole property buying process for foreigners in Rosario.

Sources and methodology: we based legal information on the published text of Argentina's Rural Land Law 26.737 and the official National Registry of Rural Lands portal. We verified current enforcement practices through legal consultations and our ongoing property transaction tracking.

What is the average price per m² in Rosario in 2026?

As of early 2026, the average asking price for residential apartments in Rosario is approximately USD 1,700 to 1,900 per square meter (around EUR 1,580 to 1,760 per m²), with significant variation by neighborhood ranging from USD 1,400/m² in more affordable areas to over USD 2,500/m² in premium zones like Puerto Norte.

Property prices in Rosario have shown modest appreciation in USD terms over the past two to three years after a period of stagnation, with the Zonaprop index tracking a gradual recovery as Argentina's economy stabilized and foreign buyer interest returned.

Also, you'll find our latest property market analysis about Rosario here.

Sources and methodology: we anchored price estimates in Zonaprop's Rosario Index (August 2025) showing USD 1,755/m² citywide average, and cross-validated with Mercado Libre and Universidad de San Andrés tracking. We incorporated our own market analysis to adjust for early 2026 conditions.

Do banks give mortgages to foreigners in Rosario in 2026?

As of early 2026, mortgages for foreigners in Argentina are available but limited, with most banks requiring permanent residency, a DNI (national identity document), and provable local income before they will consider a mortgage application from a non-citizen.

The banks in Argentina most likely to work with foreigners on mortgages include Banco Hipotecario (which specializes in housing finance), Banco Santander Río (an international bank with flexible products), and BBVA Argentina (another international option that may offer solutions for qualified applicants).

Typical mortgage conditions for foreigners in Argentina include down payments of 30% to 50% of the property value, interest rates that can be UVA-indexed (inflation-adjusted) or fixed, and loan terms of 10 to 20 years, though exact terms vary significantly based on the applicant's profile and market conditions.

To qualify for a mortgage as a foreigner in Argentina, you typically need a DNI, proof of stable income (preferably local and verifiable), at least two years of tax filings in Argentina, and a strong banking relationship with the lending institution, which is why many foreigners purchase with cash or developer financing instead.

You can also read our latest update about mortgage and interest rates in Argentina.

Sources and methodology: we compiled mortgage information from Banco Hipotecario's official product pages, Expat Focus property financing guides, and direct bank inquiries. We noted that mortgage availability for foreigners is limited and most buyers use alternative financing methods.

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investing in real estate foreigner Rosario

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our property pack about Rosario, we always rely on the strongest methodology we can and we don't throw out numbers at random.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why it's authoritative How we used it
Santa Fe Security Observatory It's the official provincial government body that triangulates police, judicial, and health data for accurate crime statistics. We used it to assess Rosario's safety situation with real homicide data rather than anecdotes. We relied on it for neighborhood-level security guidance.
INDEC Census 2022 INDEC is Argentina's official national statistics agency responsible for census and demographic data. We used it to quantify the foreign-born population share and main origin countries. We avoided anecdotal claims by anchoring in official numbers.
Rosario Municipal Open Data It's the city's official open-data portal directly linked to INDEC census releases. We used it to anchor Rosario's population scale and city-specific context. We kept the guide Rosario-focused rather than Buenos Aires-centric.
Zonaprop Rosario Index Major property portal publishing a recurring index with transparent methodology and broad listing coverage. We used it to estimate rent levels and price per square meter in Rosario. We cross-checked figures with other sources to avoid single-source bias.
Mercado Libre + Universidad de San Andrés Major platform partnered with a recognized university publishing an index based on listing data since 2017. We used it as a second lens on property prices and trends. We triangulated the average price per m² estimate for reliability.
Colegio de Médicos de Santa Fe Professional medical body publishing official reference tariffs updated on a defined schedule. We used it as a concrete anchor for out-of-pocket doctor consultation costs. We combined it with insurance cost estimates for total healthcare budgeting.
ARCA (AFIP) Tax Authority It's Argentina's official tax authority publishing legally applicable income tax scales. We used it to explain how Argentina's progressive income tax works in 2026. We calculated effective rate ranges for typical expat salary levels.
Argentina.gob.ar Digital Nomad Portal It's the official government portal describing visa requirements and the legal basis for digital nomad entry. We used it to describe the digital nomad route and eligibility requirements. We cross-checked with other residency information from official immigration sources.
International Baccalaureate Directory It's the official global directory of authorized IB World Schools. We used it to verify which schools in Rosario genuinely offer international curricula. We avoided relying on school marketing claims alone.
REFES Health Registry Official national dataset listing all registered public and private health facilities in Argentina. We used it to verify which hospitals exist in Rosario. We layered practical expat guidance on top of the official registry data.
UNODC / Our World in Data Based on UN Office on Drugs and Crime data with transparent methodology and global comparability. We used it to benchmark Argentina's violence context versus the broader region. We avoided over-generalizing Rosario's issues to the whole country.
statistics infographics real estate market Rosario

We have made this infographic to give you a quick and clear snapshot of the property market in Argentina. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.