Buying real estate in Lima?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

10 strong reasons to buy property in Lima in 2025

Last updated on 

Authored by the expert who managed and guided the team behind the Peru Property Pack

property investment Lima

Yes, the analysis of Lima's property market is included in our pack

Are you considering expanding your investment portfolio with real estate in Lima? Curious about the current market trends and potential returns in this vibrant city? Wondering if now is the right time to dive into Lima's property market?

We will lay down recent insights, providing you with a clear picture of the opportunities and risks involved. Here, no guesswork—our analysis relies only on solid data.

Actually, we know this market inside and out. We keep tabs on it regularly, and all our discoveries are reflected in the most recent version of the Peru Property Pack

This article gives you valuable insights, but remember, it’s not and will never be investment advice. We pull data from a range of sources to provide you with the most accurate picture possible, yet we can’t guarantee complete accuracy. Markets are difficult to predict. Make sure to do your own research and consult a professional before making any financial moves. Any risks or losses are your own responsibility.

1) Lima's real estate market has shown a lot of resilience

Lima's real estate market is a beacon of stability, even when the economy wobbles.

Over the past five years, property values in Lima have consistently appreciated, with a steady growth rate of about 5% annually. This isn't just a fluke; it's driven by a surge in demand from both local and international buyers who see Lima as a prime spot for investment.

Low vacancy rates in both residential and commercial properties are another reason for Lima's market stability. While we don't have the exact numbers for 2023 and beyond, the ongoing demand and market expansion suggest that vacancy rates are still low. This is largely thanks to infrastructure improvements and urban development projects that keep the market buzzing.

Government policies have been a game-changer, too. The Peruvian government has rolled out measures to make foreign investment easier, attracting international buyers and adding another layer of stability to the market.

These policies have not only opened doors for international investors but have also boosted confidence in the local market. This governmental backing is a key factor in why Lima's real estate scene remains robust.

With all these elements in play, it's no wonder that Lima's real estate market continues to thrive, offering a stable and promising environment for investors.

Sources: The Latin Investor, Global Property Guide, The Latin Investor

2) Lima's neighborhoods boast investment gold from Miraflores luxury to budget-friendly emerging district homes

Lima's neighborhoods offer diverse investment opportunities, from luxury spots to budget-friendly areas.

In places like Miraflores, property values have been rising thanks to luxury housing projects and international interest. This trend is likely to continue, with prices expected to climb by 3% to 7% in 2025. The demand for luxury apartments is strong, driven by expatriates and affluent locals who are drawn to Lima's cultural and economic appeal.

Miraflores stands out with its high rental yields, supported by a booming short-term rental market. Infrastructure development projects have further enhanced the area's attractiveness, making it a lucrative option for investors. The neighborhood's charm and convenience are big draws for those looking to invest in prime real estate.

Meanwhile, emerging districts offer more affordable housing options. These areas provide a cost-effective alternative to central neighborhoods like Miraflores. For example, a studio in Surco is expected to see a moderate price increase, making it an appealing choice for those seeking affordability without compromising on quality.

Investors looking for a mix of affordability and growth potential might find these emerging districts particularly attractive. The balance between cost and future value makes them a smart choice for those entering the market. As Lima continues to grow, these areas are poised to benefit from the city's overall development.

Sources: The Latin Investor, The Latin Investor, Airbtics

Everything you need to know is included in our Property Pack for Lima

3) Multinational companies in Lima are driving a booming demand for top-tier housing for expatriates

Multinational companies are flocking to Lima, drawn by Peru's stable economy and strategic location.

This influx means more expatriates are moving to the city, seeking work opportunities. As a result, there's a growing demand for luxury housing in areas like Miraflores and San Isidro. These neighborhoods are favorites because they offer the high-quality living spaces that expatriates desire, complete with excellent infrastructure and amenities.

In 2024, real estate reports showed that rental yields in these sought-after areas are climbing. This is largely due to expatriates who prefer tech-savvy, energy-efficient homes close to business hubs.

Miraflores and San Isidro are not just about luxury; they provide a lifestyle that appeals to international professionals. Proximity to business districts and vibrant cultural scenes make these neighborhoods particularly attractive.

For those considering buying property in Lima, understanding this trend is crucial. The demand for high-quality housing is driven by expatriates who are part of the city's evolving landscape.

Sources: The Latin Investor, Baker McKenzie, World Population Review

4) Lima's booming real estate market surges as the growing middle class fuels skyrocketing housing demand

The real estate scene in Lima is buzzing thanks to a booming middle class.

With more money in their pockets, people are looking to buy homes, especially in areas with great connectivity and amenities. This trend is fueled by urbanization, as many flock to Lima for better jobs and a higher quality of life, naturally increasing the demand for housing in both city and suburban areas.

Government reports show that Peru's economy is on the rise, which is helping to expand the middle class and, in turn, boosting the housing market. A younger crowd is also stepping into the housing market, often on the hunt for modern apartments and houses in well-connected neighborhoods.

Mortgage lending has become more accessible, making it easier for middle-income families to buy homes. This has led to a surge in demand for residential properties. The younger generation, in particular, is drawn to properties that offer modern living spaces and convenience.

As more people move to Lima, the city's real estate market is thriving, with a noticeable shift towards properties that cater to the needs of a growing and dynamic population. The combination of economic growth and demographic changes is creating a vibrant market with plenty of opportunities for potential buyers.

Sources: The Latin Investor, The Latin Investor

5) Government incentives for first-time buyers is boosting Lima's real estate market growth

Government incentives in Peru are making it easier for first-time homebuyers to step into the property market.

Programs like Fondo MiVivienda offer subsidized mortgage loans and tax breaks, easing the financial load for low-income families. In 2023, Lima's housing market experienced a boom, with record high launches and the second-highest unit sales ever. This surge is largely due to these government incentives, opening doors for many who previously found homeownership out of reach.

Financial institutions are also playing a big role. For instance, JP Morgan Chase Bank has been backing these initiatives by providing hefty loans for sustainable housing. This support has led to a rise in mortgage approvals and applications, bringing more first-time buyers into the market.

These incentives are not just about numbers; they are changing lives. Many families in Lima are now able to own homes, something that seemed impossible before. The ripple effect is clear: more people are investing in property, and the real estate market is buzzing with activity.

For those considering buying property in Lima, now might be the perfect time. The combination of government support and financial backing from major banks is creating a favorable environment for new buyers. Opportunities like these don't come around often, making it an exciting time to enter the market.

Sources: Coatings World, The Lat Investor, Paladin Realty

Get to know the market before you buy a property in Peru

Better information leads to better decisions. Get all the data you need before investing a large amount of money. Download our guide.

real estate market Peru

6) Lima's booming tourism fueled by rich history and gastronomy skyrockets short-term rental income potential

Lima's booming tourism scene is a goldmine for short-term rental opportunities.

In 2023, Peru saw a 25% jump in inbound tourism, with Lima as a top destination. This surge in international visitors means a growing need for places to stay, especially short-term rentals. The city's charm lies in its rich history and mouth-watering gastronomy, making it a magnet for travelers.

Lima is not just about history; it's a culinary paradise. The city hosts events like the Peruvian Culinary Experiences and the Gran Mercado: Feria Gastronómica, which have put it on the map as a food lover's dream. Winning the title of Best Culinary Destination in South America at the World Travel Awards has only added to its allure, drawing foodies from all corners of the globe.

Beyond food, Lima's cultural and historical sites are getting a facelift. Efforts to enhance places like Machu Picchu are underway, making them even more attractive to tourists. This not only brings in more visitors but also boosts the demand for short-term rentals. With international tourism spending expected to hit USD 4.2 billion in 2024, a big chunk of that will likely go towards accommodations.

For those eyeing property investments, Lima offers a unique blend of history, culture, and culinary excellence. The city's tourism growth, driven by its rich history and gastronomy, increases the potential for short-term rental income. This makes it a prime spot for anyone looking to tap into the rental market.

Sources: Trexperience Peru, Meetings International, Kuoda Travel, India Outbound

7) Lima's urban renewal is skyrocketing property values in once-neglected neighborhoods

Lima's urban renewal projects are transforming older neighborhoods, making them more appealing.

With initiatives like the Limeños al Bicentenario program launched in 2019, the government has focused on creating green spaces and enhancing environments for walking and cycling. These efforts have made these areas more attractive to both residents and visitors.

Thanks to these improvements, property prices in revitalized neighborhoods have been on the rise. For instance, by 2025, the average price per square meter in Lima's residential areas hit around USD 1,500, with upscale areas like Miraflores and San Isidro reaching up to USD 2,500. This growth is fueled by better infrastructure and amenities, including transformed public spaces and pedestrian-friendly zones.

These changes have also led to a boom in commercial activity, with a 700% increase in buying and selling activities in revitalized areas. This surge has attracted new businesses and piqued the interest of homebuyers and investors, further boosting property values.

The media has played a significant role by showcasing the transformation and allure of these renewed districts. This coverage has caught the eye of international buyers, adding to the rising demand for properties in these areas.

Sources: Shift Cities, The Latin Investor, The Latin Investor

8) Lima's stunning coast and perfect climate lure local and international buyers seeking prime real estate

Lima's coastal location and mild climate make it a hot spot for property buyers from around the world.

Thanks to its spot by the Pacific Ocean, Lima enjoys a cool and pleasant climate all year, setting it apart from other parts of Peru. This comfortable weather is a big reason why people are drawn to live here.

Property values in Lima's coastal areas are on the rise, showing just how much people want to live in this prime location. The city is seeing a boom in new residential projects along the coast, catering to both local and international buyers who crave ocean views and easy access to beach activities.

International buyers are especially interested in Lima's coastal real estate. The city offers a strategic location and desirable climate for those looking to change their lifestyle or make smart investments. This interest is clear from the increasing number of international tourists and expats moving to Lima.

Many of these new developments offer properties with stunning ocean views, which are highly sought after by buyers. They want a lifestyle that includes easy access to the ocean and its recreational activities, making these properties even more appealing.

As more international tourists and expatriates flock to Lima, the demand for real estate in coastal areas continues to grow. This trend is a testament to the city's appeal as a vibrant and attractive destination for people from all over the globe.

Sources: Trexperience Peru, Wikipedia, Statista

Everything you need to know is included in our Pack for Lima

9) Lima's vibrant culture and economy draw professionals and students fueling relentless rental demand

Lima is a vibrant cultural and economic hub in Peru, drawing in professionals and students alike, which keeps the rental market buzzing.

With more people moving to the city, urban migration is driving up the demand for housing. This trend has been particularly noticeable in recent years, as noted by TheLatinvestor, with many people leaving rural areas for the opportunities Lima offers.

The job market in Lima is thriving, thanks to booming industries like business services, hospitality, and energy. Companies such as AT&T have established a presence in Lima, offering top-notch networking solutions that attract both local and international businesses, making the city even more appealing to professionals.

Students are flocking to Lima's universities and educational institutions, which means there's a growing need for housing near these schools. Areas like Miraflores and San Isidro are particularly popular, not just for their proximity to schools but also for their vibrant lifestyle and amenities.

These districts are in high demand for rentals, thanks to their prime locations and the lifestyle they offer. The steady influx of students and professionals keeps the rental market strong, ensuring that properties in these areas remain sought after.

As Lima continues to grow, its status as a cultural and economic center ensures a constant flow of new residents. This ongoing migration supports a robust rental market, making it an attractive option for property investors.

Sources: TheLatinvestor, AT&T in Peru

10) Lima's metro expansion is skyrocketing connectivity and sending property values through the roof

Lima's metro system expansion is transforming city connectivity.

In 2023, Tren Urbano de Lima announced plans to boost Line 1's capacity to handle a million passengers daily. This isn't just about Line 1; it's part of a grand plan to integrate Lines 2, 3, and 4, making the city more accessible. Imagine hopping on a train and reaching different parts of Lima with ease, thanks to this ambitious project.

By 2024, the government decided to put more money into transportation, with a big chunk going to the metro. This investment highlights the push to improve public transport, making it easier for everyone to get around. With these changes, people are spending less time commuting, which is a win for both residents and businesses.

Now, here's where it gets interesting for property buyers. Areas with better metro access are seeing property prices rise. It's a pattern seen in other cities too—when the metro gets better, property values go up. The convenience of reduced travel times and improved accessibility makes these neighborhoods hot spots for buyers.

Think about it: living in a place where you can quickly get to work or leisure spots is a big draw. This demand is pushing property prices higher, making it a smart move for those looking to invest. The metro expansion is not just about trains; it's about creating desirable living spaces.

So, if you're considering buying property in Lima, keep an eye on these metro-connected areas. The city's infrastructure projects are enhancing connectivity and boosting property values, making them attractive options for potential buyers.

Sources: Invest in Peru, El Metropolitano Bus Rapid Transit, Pune Real Estate Market Trends Forecast 2025, America Economia