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Property taxes in Antioquia for 2025 include the Impuesto Predial Unificado as the main annual tax, with rates ranging from 0.3% to 1.2% for urban properties and 0.1% to 0.5% for rural properties.
Individual municipalities collect most property taxes, with rates varying significantly between cities like Medellín, Envigado, and Bello. Property owners can expect annual taxes ranging from COP 150,000 for small apartments to over COP 20 million for luxury properties, depending on the municipality and property value.
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The main property tax in Antioquia is the Impuesto Predial Unificado, with rates typically ranging from 0.3% to 1.2% for urban properties.
Municipal governments collect property taxes, with each city setting its own rates and payment schedules within legal frameworks.
| Tax Type | Rate Range | Who Collects |
|---|---|---|
| Impuesto Predial Unificado (Urban) | 0.3% - 1.2% | Municipality |
| Impuesto Predial Unificado (Rural) | 0.1% - 0.5% | Municipality |
| Transfer Tax | 1% - 1.5% | Municipality |
| Registration Fees | 0.5% - 1% | Registry Office |
| Notary Fees | 0.3% - 0.5% | Local Notary |
| Late Payment Penalty | Up to 10% | Municipality |
| Early Payment Discount | 5% - 10% | Municipality |
What are all the different property taxes and fees that apply to real estate in Antioquia in 2025?
Property owners in Antioquia face multiple taxes and fees when buying and maintaining real estate in 2025.
The Impuesto Predial Unificado serves as the main annual property tax calculated on the cadastral value of your property. The Impuesto de Registro applies when you purchase or transfer property, based on either the sale price or cadastral value, whichever is higher.
Additional fees include valuation fees for official property assessments, notary fees for document authentication, and registration fees for recording transfers in public records. Municipal surcharges may apply depending on your property's location and use.
Environmental taxes affect properties in sensitive ecological areas, while special assessment fees called Contribución de Valorización fund infrastructure and public works projects. Urban development taxes support municipal infrastructure funding.
Late payment penalties and interest charges accumulate when property taxes remain unpaid beyond deadlines.
Who collects each of these taxes in Antioquia?
Municipal governments collect the vast majority of property-related taxes in Antioquia in 2025.
Each municipality collects its own Impuesto Predial Unificado, urban development taxes, municipal surcharges, assessment fees, and rural property taxes. Cities like Medellín, Envigado, Bello, Itagüí, and Rionegro operate their own tax collection systems with different rates and payment schedules.
The Antioquia Department primarily manages land records and registry frameworks rather than collecting recurring property taxes. The Instituto Geográfico Agustín Codazzi (IGAC) determines cadastral values that municipalities use for tax calculations.
Local notary offices and registry offices collect their respective fees during property transactions. These offices operate independently and charge standardized fees for their services.
Environmental taxes and special assessments remain under municipal authority, though they may coordinate with departmental or national environmental agencies for properties in protected areas.
What are the 2025 tax rates for the main property tax in Antioquia?
The Impuesto Predial Unificado rates in Antioquia for 2025 vary significantly between urban and rural properties.
| Property Type | Rate Range | Calculation Method |
|---|---|---|
| Urban Properties | 0.3% - 1.2% | Cadastral Value × Rate |
| Rural Properties | 0.1% - 0.5% | Cadastral Value × Rate |
| Commercial Properties | 0.4% - 1.5% | Cadastral Value × Rate |
| Luxury Properties | 0.8% - 1.2% | Cadastral Value × Rate |
| Social Housing | 0.1% - 0.3% | Cadastral Value × Rate |
Urban properties typically face rates between 0.3% and 1.2% of their cadastral value, with higher-value properties often subject to progressive rates. Rural properties benefit from lower rates ranging from 0.1% to 0.5% of cadastral value.
The exact rate depends on your municipality, property classification, and sometimes the estrato (socio-economic category) of your neighborhood. Luxury properties and commercial real estate generally face the highest rates within each municipality's range.
How do property tax rates differ between major municipalities in Antioquia?
Each major municipality in Antioquia sets its own property tax rates within legal parameters for 2025.
| Municipality | Urban Rate Range | Rural Rate Range |
|---|---|---|
| Medellín | 0.3% - 1.2% | 0.1% - 0.5% |
| Envigado | 0.3% - 1.3% | 0.1% - 0.5% |
| Bello | 0.4% - 1.2% | 0.1% - 0.5% |
| Itagüí | 0.3% - 1.15% | 0.1% - 0.5% |
| Rionegro | 0.2% - 1.25% | 0.1% - 0.5% |
Envigado tends to have slightly higher maximum rates for urban properties at 1.3%, while Rionegro offers the lowest starting rate at 0.2% for basic urban properties. Bello starts at a higher base rate of 0.4% compared to other municipalities.
Rural property rates remain relatively consistent across all municipalities, typically ranging from 0.1% to 0.5% of cadastral value. These municipalities may also apply different rate schedules based on property use, size, or neighborhood classification.
What are the minimum and maximum annual property tax amounts in each municipality?
Annual property tax amounts vary dramatically based on property value and municipality in Antioquia for 2025.
In Medellín, property owners pay minimum taxes around COP 150,000 for the smallest apartments, while luxury properties can exceed COP 20,000,000 annually. The city's progressive rate structure means higher-value properties face proportionally higher tax burdens.
Envigado, Bello, Itagüí, and Rionegro typically establish minimum taxes between COP 100,000 and COP 200,000 for basic properties. Maximum taxes in these municipalities can exceed COP 15,000,000 for top-tier luxury properties.
Rural properties across all municipalities generally face lower minimum and maximum amounts due to reduced rates and typically lower cadastral values. Rural minimums often start around COP 50,000 to COP 100,000 annually.
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What are concrete examples of total annual taxes for properties in Medellín and Envigado?
Property tax calculations in Medellín and Envigado demonstrate how cadastral values and municipal rates determine annual tax bills.
| Property Value | Medellín Tax (Rate) | Envigado Tax (Rate) |
|---|---|---|
| COP 200 million | COP 1,000,000 (0.5%) | COP 1,200,000 (0.6%) |
| COP 500 million | COP 4,000,000 (0.8%) | COP 5,000,000 (1.0%) |
| COP 1 billion | COP 10,000,000 (1.0%) | COP 12,000,000 (1.2%) |
A COP 200 million property in Medellín faces an annual tax of approximately COP 1,000,000 using a 0.5% rate, while the same property in Envigado costs COP 1,200,000 with a 0.6% rate. Higher-value properties face progressively higher rates in both municipalities.
For a COP 1 billion luxury property, Medellín charges COP 10,000,000 annually at a 1.0% rate, while Envigado's 1.2% rate results in COP 12,000,000. These examples use midpoint rates, and actual taxes may vary based on specific property classification and location within each municipality.
Are there separate taxes for rural properties in Antioquia?
Rural properties in Antioquia benefit from significantly lower tax rates compared to urban properties in 2025.
Rural property taxes use the same Impuesto Predial Unificado structure but apply reduced rates typically ranging from 0.1% to 0.5% of cadastral value. This preferential treatment recognizes the generally lower income potential and services available to rural properties.
The calculation method remains identical to urban properties: cadastral value multiplied by the applicable rural rate. For example, a rural property valued at COP 100 million with a 0.3% rate would pay COP 300,000 annually.
Some municipalities may impose additional rural-specific fees for services like waste collection or road maintenance, though these typically remain minimal compared to urban service charges.
Rural properties may also qualify for agricultural exemptions or reductions if used for farming activities, though specific requirements vary by municipality.
What additional municipal fees are charged alongside property taxes?
Property owners in Antioquia face several additional municipal levies beyond basic property taxes in 2025.
Special assessments called Contribución de Valorización fund infrastructure and public works projects, calculated based on property benefit, appraised increment, or fixed municipal formulas. These assessments can range from COP 100,000 to several million pesos depending on project scope and property size.
Environmental taxes apply to properties in protected areas or those affecting sensitive ecosystems, with rates varying based on environmental impact and location. Urban development taxes support municipal infrastructure projects in growing areas.
Service fees for waste collection, security, or local improvements are often billed separately from property taxes. These fees typically range from COP 50,000 to COP 200,000 annually for residential properties.
Some municipalities charge additional fees for street lighting, park maintenance, or neighborhood improvement projects, usually assessed as fixed annual amounts rather than percentage-based calculations.
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What discounts are available for property tax payments in 2025?
Property owners in Antioquia can access several discount programs to reduce their annual tax burden in 2025.
Early payment discounts represent the most common savings opportunity, typically offering 5% to 10% reductions for payments made before municipal deadlines. These deadlines usually fall between February and March, with full payment required by May or June.
Senior citizen discounts are available in some municipalities for properties used as primary residences, though eligibility requirements and discount percentages vary by city. Low-income household discounts may also apply for qualifying residents.
Social housing properties often receive significant reductions or exemptions, particularly for first-time homeowners or properties below certain value thresholds. Cultural heritage properties may qualify for special tax reductions to encourage preservation.
Some municipalities offer payment plan discounts for property owners who commit to quarterly or biannual payment schedules, providing budget flexibility while maintaining reduced overall costs.
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What penalties apply for late property tax payments?
Late payment penalties in Antioquia municipalities can significantly increase property tax costs for delinquent owners in 2025.
Initial late payment penalties typically reach up to 10% of the outstanding tax amount once payment deadlines pass. Interest charges accumulate monthly on overdue balances, compounding the financial burden for property owners.
Persistent non-payment can result in property liens, preventing sales or transfers until taxes are fully paid. In extreme cases of prolonged delinquency, municipalities may initiate foreclosure proceedings to recover unpaid taxes.
Some municipalities impose additional administrative fees for processing late payments or establishing payment plans. These fees typically range from COP 50,000 to COP 200,000 depending on the municipality and payment delay duration.
Property owners facing financial hardship may negotiate payment plans with municipal tax offices to avoid the harshest penalties, though interest charges usually continue during payment plan periods.
How and when are property tax bills issued in Antioquia?
Property tax billing in Antioquia follows a standardized annual schedule across most municipalities in 2025.
Tax bills are typically issued between January and February each year, providing property owners with current cadastral values and applicable tax rates. Bills include payment deadlines, discount opportunities, and accepted payment methods.
Payment deadlines vary by municipality but generally fall between March and May for annual payments. Early payment discounts usually apply through March 31, with regular deadlines extending into May or June.
Some municipalities offer quarterly or biannual payment schedules to help property owners manage cash flow, though total annual costs may be slightly higher than single annual payments.
Property owners who haven't received bills by February should contact their municipal tax office to verify address information and request replacement bills to avoid late payment penalties.
Through which channels can property taxes be paid in Antioquia?
Property owners in Antioquia have multiple convenient payment options for their 2025 property taxes.
1. **Online municipal portals** - Most municipalities operate dedicated websites for tax payments accepting credit cards, debit cards, and bank transfers2. **Local bank branches** - Major Colombian banks process property tax payments at physical locations throughout Antioquia3. **Municipal tax offices** - Direct in-person payments at city hall or dedicated tax collection centers4. **Authorized collection centers** - Many supermarkets, convenience stores, and partner agencies accept tax payments5. **Mobile banking apps** - Banks offer smartphone applications for convenient tax payment processing6. **Automatic bank debits** - Some municipalities allow property owners to establish automatic payment arrangementsOnline portals typically offer the most convenience and immediate payment confirmation, while bank branches provide personal assistance for complex payment situations. Municipal offices can help resolve billing disputes or establish payment plans.
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Conclusion
This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.
Property taxes in Antioquia vary significantly between municipalities, with rates ranging from 0.3% to 1.3% for urban properties depending on location and property value.
Understanding these tax obligations is crucial for property investment decisions, as annual costs can range from hundreds of thousands to tens of millions of pesos depending on your property choice and municipality.
Sources
- The LatinVestor - Medellín Property Taxes and Fees
- Lawyers Colombia - Property Purchase Taxes
- Global Property Guide - Colombia Taxes and Costs
- Lincoln Institute - Betterment Levy Colombia
- Medellín Advisors - Property Valuation Index
- The LatinVestor - Antioquia Property Market
- Medellín Guru - Real Estate Guide
- PwC - Colombia Tax Summaries