Don’t sign anything in Panama before you know every fee.

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Cover of Panama Fees & Taxes: what to pay, what to avoid, and how to pay less

70+ pages in the full guide

Cover of Panama Fees & Taxes: what to pay, what to avoid, and how to pay lessWhat does buying a home in Panama cost on top of the price? Only about 2 to 2.5% of the price: $2,500 on a $100,000 flat, $40,000 on a $2 million villa.What does owning a home in Panama cost each year? If it isn’t your registered main home, about $3,300 a year for a $100,000 flat and $59,000 for a $2 million villa: building fees, upkeep, and property tax from 0.6% to 1%.How much do you lose taking your money out when you sell in Panama? Bought $300k, sold $360k: about $36,000 stays behind, mostly the agent and the 3% tax on the price.How much of your rent goes to tax in Panama? Almost none on one flat: the first $11,000 of profit a year is tax-free, for foreigners too.How much tax do you pay when you sell a home in Panama? Bought for $200,000, sold for $250,000: a $34k gain.Agent, lawyer, notary: who does what in Panama, and what do they charge? The seller pays the agent and the 2% transfer tax.
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Updated November 2026·70+ pages·PDF

Panama Fees & Taxes: what to pay, what to avoid, and how to pay less

INSIDE THE GUIDE

  • Every fee you’ll pay, line by line
  • Who pays what: buyer or seller
  • Where you can legally pay less
  • The costs nobody mentions upfront
  • What owning costs you every year
  • How much tax you’ll owe on rent
  • What you’ll pay when you sell
  • How to move your money in cheaply
  • Who does what, and what they charge
  • The tax traps foreigners fall into
  • What’s changed in the last 12 months
  • What could go wrong, and how to avoid it
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Verified data with sourcesUpdated in November 2026