Buying real estate in the Dominican Republic?

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Moving to the Dominican Republic? Here's everything you need to know (2026)

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Authored by the expert who managed and guided the team behind the Dominican Republic Property Pack

buying property foreigner The Dominican Republic

Everything you need to know before buying real estate is included in our The Dominican Republic Property Pack

Yes, the Dominican Republic can be an excellent place to live in 2026 if you value warm weather, affordable Caribbean living, and a lifestyle that blends beach access with real city amenities.

This guide covers everything you need to know about moving to the Dominican Republic: cost of living, safety, visas, neighborhoods, jobs, and buying property as a foreigner.

We constantly update this blog post to keep the information fresh and accurate for people planning their move.

And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in the Dominican Republic.

photo of expert gigi tea

Fact-checked and reviewed by our local expert

✓✓✓

Gigi Tea 🇩🇴

Realtor, at RealtorDR

Combining her roots and years of experience, Gigi helps clients explore the Dominican Republic’s real estate market with confidence. She showcases the country’s unique opportunities, making you feel at home while investing in your dream property. We engaged in a conversation with her and used her feedback to fine-tune the blog post, adding details and her personal perspective.

Is the Dominican Republic a good place to live in 2026?

Is quality of life getting better or worse in the Dominican Republic in 2026?

As of early 2026, the quality of life in the Dominican Republic is on a generally improving trajectory, supported by strong GDP growth projected at around 4.5% for 2026 according to the IMF, though day-to-day infrastructure challenges persist.

The factor that has improved the most over the past two to three years in the Dominican Republic is tourism-driven economic momentum, with record arrivals exceeding 11 million visitors in 2024 and contributing roughly 20% of GDP, which has fueled job creation in hospitality and related services.

However, the persistent challenge that frustrates many residents remains the unreliable electricity supply, which still affects daily routines and business operations despite government subsidies, and this is closely followed by traffic congestion in Santo Domingo that has only gotten worse as the economy grows.

Sources and methodology: we triangulated economic data from the International Monetary Fund, tourism statistics from the Dominican Ministry of Tourism (SITUR), and structural assessments from the OECD. We also incorporated our own analyses of expat sentiment and infrastructure trends. Our estimates reflect early 2026 conditions based on the most recent official reports available.

Are hospitals good in the Dominican Republic in 2026?

As of early 2026, private hospitals in the Dominican Republic's major cities like Santo Domingo and Santiago offer care that approaches Western European or North American standards, while public hospitals remain more uneven in quality and resources.

The hospitals expats most commonly recommend in the Dominican Republic include CEDIMAT and Hospital General Plaza de la Salud in Santo Domingo, as well as HOMS (Hospital Metropolitano de Santiago) in Santiago.

A standard private doctor consultation in the Dominican Republic typically costs between RD$2,000 and RD$5,000, which translates to roughly US$32 to US$80 or EUR 30 to EUR 75 at early 2026 exchange rates.

Private health insurance is strongly recommended for expats living in the Dominican Republic because while private care is good, costs for emergencies, imaging, and procedures can escalate quickly without coverage.

Sources and methodology: we cross-referenced healthcare guidance from the OSAC Country Security Report, the U.S. State Department Travel Advisory, and direct hospital information. We also used our own data on typical private consultation fees in major Dominican cities. Cost ranges reflect market estimates calibrated to early 2026 exchange rates.

Are there any good international schools in the Dominican Republic in 2026?

As of early 2026, the Dominican Republic has a solid selection of international schools, particularly in Santo Domingo and Punta Cana, with options ranging from American-curriculum schools to British and IB programs.

The most reputable international schools among expat families in the Dominican Republic include Carol Morgan School and Saint George School in Santo Domingo, as well as Puntacana International School in the east.

Annual tuition fees at international schools in the Dominican Republic typically range from US$8,000 to US$25,000 per child (approximately RD$500,000 to RD$1,575,000 or EUR 7,400 to EUR 23,000), depending on the school's tier and grade level.

Waitlists at top international schools in Santo Domingo and Punta Cana can be significant for entry grades like Pre-K and Kindergarten, and while public schools are free, most expats prefer private bilingual options for language continuity and classroom resources.

Sources and methodology: we reviewed official school websites including Nord Anglia Education, fee documents from Domínico Americano School, and Puntacana International School. We also incorporated our own market research on tuition ranges across tier levels. Estimates are calibrated to the 2025-2026 school year.

Is the Dominican Republic a dangerous place in 2026?

As of early 2026, the Dominican Republic is not considered a highly dangerous country, but it does require sensible precautions typical of many developing nations, with the U.S. State Department advising increased caution due to crime.

The most common safety concerns for expats in the Dominican Republic include opportunistic theft and robbery (especially targeting visible valuables), motorbike snatching in urban areas, and scams targeting tourists and newcomers in nightlife settings.

The neighborhoods generally considered safest for expats in the Dominican Republic include Piantini, Naco, Serrallés, Bella Vista, and Los Cacicazgos in Santo Domingo, as well as Punta Cana Village and Cap Cana in the east.

Women can generally live alone safely in the Dominican Republic, particularly in secure apartment buildings in expat-friendly neighborhoods, though common precautions like using trusted ride-hailing apps, avoiding poorly lit streets at night, and being cautious in dating situations are recommended.

Sources and methodology: we triangulated safety assessments from the OSAC Dominican Republic Country Security Report, the U.S. State Department Travel Advisory, and Dominican National Police crime statistics. We also incorporated our own analysis of neighborhood-level security patterns.

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How much does everyday life cost in the Dominican Republic in 2026?

What monthly budget do I need to live well in the Dominican Republic in 2026?

As of early 2026, a single person can live comfortably in a good neighborhood in Santo Domingo on roughly US$2,400 to US$3,200 per month (approximately RD$150,000 to RD$200,000 or EUR 2,200 to EUR 3,000).

For a more modest but decent lifestyle in the Dominican Republic, a single person could manage on around US$1,500 to US$2,000 per month (RD$95,000 to RD$126,000 or EUR 1,400 to EUR 1,850), though this would mean a simpler apartment and fewer dining-out occasions.

A more comfortable or upscale lifestyle in the Dominican Republic, including a nicer apartment, frequent dining out, and leisure activities, runs closer to US$3,500 to US$4,500 per month for a single person (RD$220,000 to RD$285,000 or EUR 3,200 to EUR 4,150).

The expense category that typically takes up the largest share of a monthly budget in the Dominican Republic is housing, followed closely by electricity costs if you rely heavily on air conditioning, which is common given the tropical climate.

Sources and methodology: we built budget estimates using rental data from major Dominican real estate platforms, utility averages, and grocery costs tracked over time. We converted amounts using official Central Bank (BCRD) exchange rates and cross-referenced with Numbeo and Expatistan. Our own market analyses supplement these sources.

What is the average income tax rate in the Dominican Republic in 2026?

As of early 2026, the effective income tax rate for a typical middle-income earner in the Dominican Republic often falls between 10% and 20%, depending on where their salary lands within the progressive tax brackets.

The income tax brackets in the Dominican Republic for 2026 range from 0% on annual income up to RD$416,220 (roughly US$6,600), then 15% on the next tier up to RD$624,329, 20% on income up to RD$867,123, and 25% on anything above that threshold.

Sources and methodology: we used the official 2026 tax brackets published by the Dirección General de Impuestos Internos (DGII) and their official help community. We also applied these brackets to common expat salary scenarios based on our own data to estimate effective rates.
infographics rental yields citiesthe Dominican Republic

We did some research and made this infographic to help you quickly compare rental yields of the major cities in the Dominican Republic versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.

What kind of foreigners actually live in the Dominican Republic in 2026?

Where do most expats come from in the Dominican Republic in 2026?

As of early 2026, the top countries of origin for expats living in the Dominican Republic include the United States, Haiti (as both migrants and professionals), Venezuela, Spain, and other Latin American nations like Colombia and Cuba.

The foreign-born population in the Dominican Republic represents roughly 5% to 6% of the total population according to UN migrant stock data, though visibility in expat-heavy areas like Punta Cana and Santo Domingo's upscale neighborhoods makes the community feel larger.

Americans and Europeans are often drawn to the Dominican Republic by the combination of affordable Caribbean living, warm weather year-round, and proximity to the U.S. (just a 3 to 4 hour flight from Miami or New York).

The expat population in the Dominican Republic is a genuine mix, including retirees seeking lower costs and beach lifestyle, working professionals in tourism and free zones, remote workers and digital nomads, and entrepreneurs starting hospitality or real estate businesses.

Sources and methodology: we used the UN DESA International Migrant Stock dataset for globally comparable origin data and the Oficina Nacional de Estadística (ONE) census for on-the-ground distribution. Our own research on expat community composition supplements these official sources.

Where do most expats live in the Dominican Republic in 2026?

As of early 2026, the top neighborhoods where expats concentrate in the Dominican Republic include Piantini, Naco, Serrallés, Evaristo Morales, and Zona Colonial in Santo Domingo, plus Punta Cana Village, Cap Cana, and Cocotal in the east.

These neighborhoods attract expats because they combine security (gated buildings, 24-hour guards), walkability to restaurants and services, reliable utilities, and proximity to international schools and private hospitals.

Emerging neighborhoods attracting more expats in the Dominican Republic include Las Terrenas and Samaná on the north coast (popular with European expats seeking a quieter beach town), and Cabarete and Sosúa (favored by remote workers and kitesurfers).

Sources and methodology: we anchored geographic distribution using the ONE Census 2022 General Report and tourism flow data from SITUR. We also incorporated our own analysis of rental demand patterns by neighborhood.

Are expats moving in or leaving the Dominican Republic in 2026?

As of early 2026, the expat migration trend in the Dominican Republic appears to be a modest net inflow, particularly in tourism-driven areas like Punta Cana and lifestyle destinations like Las Terrenas, though official net migration data can be misleading because it captures broader regional flows.

The main factor driving expats to move to the Dominican Republic right now is the combination of affordable cost of living (40% to 60% lower than the U.S.), strong tourism infrastructure making daily life convenient, and the appeal of year-round warm weather.

The main factor causing some expats to leave the Dominican Republic recently is frustration with bureaucracy, unreliable electricity, and the realization that "island time" and infrastructure gaps require more patience than expected.

Compared to similar Caribbean destinations, the Dominican Republic remains more affordable than Barbados or the Cayman Islands and offers better infrastructure than most of its regional neighbors, making it a competitive choice for cost-conscious expats.

Sources and methodology: we triangulated World Bank net migration data with UN migrant stock figures and tourism momentum data from BCRD. Our own surveys of expat communities inform the qualitative trends.

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What paperwork do I need to move to the Dominican Republic in 2026?

What visa options are popular in the Dominican Republic in 2026?

As of early 2026, the three most popular visa paths for expats moving to the Dominican Republic are the temporary residence visa (RT-9) for those planning to stay long-term, business visas for employment or entrepreneurship, and tourist visas extended into residence applications for those testing the waters first.

The most commonly used expat visa in the Dominican Republic (the temporary residence visa) requires a valid passport, proof of income or financial solvency, a clean criminal background check, health certificate, and various documents that must be apostilled and often translated into Spanish.

The Dominican Republic does not currently offer a dedicated digital nomad visa like some Caribbean neighbors, but remote workers typically enter on a tourist visa (valid for 30 days, extendable) and then apply for temporary residence if they plan to stay longer than a few months.

Temporary residence visas in the Dominican Republic are typically valid for one year and must be renewed annually, with most expats becoming eligible to apply for permanent residence after holding and renewing temporary status for several years.

Sources and methodology: we relied on official visa categories from the MIREX visa portal and residence pathway details from the Dirección General de Migración (DGM). Our own experience tracking client applications informs processing time estimates.

How long does it take to get residency in the Dominican Republic in 2026?

As of early 2026, the typical processing time to obtain temporary residence in the Dominican Republic is 3 to 6 months if your documents are complete, properly apostilled, and translated, though delays are common and patience is essential.

Common factors that delay the residency application process in the Dominican Republic include incomplete or incorrectly apostilled documents, slow responses from government offices, and missing translations, while hiring an experienced immigration lawyer can speed things up significantly.

To become eligible for permanent residency in the Dominican Republic, an expat typically must hold and renew temporary residence for at least 2 to 3 years, and citizenship through naturalization generally requires at least 2 years of legal residence plus passing a Spanish language and civics test.

Sources and methodology: we anchored residency timelines on official service descriptions from DGM temporary residence and DGM permanent residence pages. Our own tracking of application timelines supplements the official guidance.
infographics map property prices the Dominican Republic

We created this infographic to give you a simple idea of how much it costs to buy property in different parts of the Dominican Republic. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.

How hard is it to find a job in the Dominican Republic in 2026?

Which industries are hiring the most in the Dominican Republic in 2026?

As of early 2026, the top three industries hiring the most in the Dominican Republic are tourism and hospitality (especially around Punta Cana and La Romana), free trade zones and export manufacturing, and BPO/call center services where bilingual skills are valued.

Getting hired in the Dominican Republic without speaking Spanish is possible but limited: realistic options include management roles at international hotel chains, English-language call center positions, teaching at international schools, and remote work for foreign companies.

The types of roles most accessible to foreign job seekers in the Dominican Republic include hospitality management positions at resorts, English teaching jobs, customer service roles at nearshore BPO operations, and specialized technical positions in free zone companies that need international expertise.

Sources and methodology: we used the BCRD Labor Market Bulletin for sector trends and cross-referenced with National Free Zones Council data. Our own research on job postings across LinkedIn and Computrabajo informs accessibility assessments.

What salary ranges are common for expats in the Dominican Republic in 2026?

As of early 2026, the typical salary range for expats working in the Dominican Republic spans from US$1,500 to US$6,000 per month (approximately RD$95,000 to RD$380,000 or EUR 1,400 to EUR 5,500), depending heavily on industry, seniority, and whether the employer is local or international.

Entry-level or mid-level expat positions in the Dominican Republic typically pay US$1,500 to US$3,000 per month (RD$95,000 to RD$190,000 or EUR 1,400 to EUR 2,750), which is competitive locally but below what many expats earned in their home countries.

Senior or specialized expat roles in the Dominican Republic, particularly in hotel management, free zone leadership, or multinational companies, can pay US$4,000 to US$8,000+ per month (RD$250,000 to RD$500,000+ or EUR 3,700 to EUR 7,400+), though these positions are less common.

Larger formal employers in the Dominican Republic, including international hotel chains, free zone manufacturers, and multinational corporations, do commonly sponsor work visas for foreign hires, while smaller local businesses typically prefer candidates who already have legal work authorization.

Sources and methodology: we anchored salary ranges using the BCRD labor market data and job posting research across major platforms. We also incorporated our own surveys of expat compensation packages in the Dominican Republic.

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real estate market the Dominican Republic

What's daily life really like for expats in the Dominican Republic right now?

What do expats love most about living in the Dominican Republic right now?

The top things expats love most about living in the Dominican Republic include the year-round warm weather and easy beach access, the significantly lower cost of living compared to North America and Europe, and the genuinely warm and social Dominican culture.

The lifestyle benefit most frequently praised by expats in the Dominican Republic is the ability to live a relaxed, outdoor-focused life where weekend beach trips, fresh tropical fruit, and spontaneous social gatherings become normal parts of daily routine.

The practical advantage expats appreciate most in the Dominican Republic is the convenience in expat-friendly areas: reliable delivery services, modern supermarkets, private gyms, fast internet in major cities, and short flights to the U.S. for visits home.

The social and cultural aspect that makes the Dominican Republic particularly enjoyable for expats is the family-centric, music-filled culture where merengue and bachata provide the soundtrack to daily life and strangers quickly become friends over shared meals.

Sources and methodology: we synthesized expat feedback from community forums, our own interviews, and lifestyle assessments aligned with OSAC operational reporting. We also drew on tourism and infrastructure data from SITUR to contextualize convenience factors.

What do expats dislike most about life in the Dominican Republic right now?

The top complaints expats have about living in the Dominican Republic include the unreliable electricity supply (frequent outages even in nice neighborhoods), the chaotic and sometimes dangerous traffic in Santo Domingo, and the slower pace of bureaucracy for everything from residency paperwork to utility connections.

The daily inconvenience that frustrates expats the most in the Dominican Republic is the traffic: Santo Domingo's congestion can turn a 15-minute trip into an hour, motorcycles weave unpredictably, and road conditions outside major highways can be rough.

The bureaucratic issue that causes the most headaches for expats in the Dominican Republic is the residency renewal process, which requires gathering the same documents repeatedly, waiting in government offices, and navigating a system where personal connections often matter more than following the official procedure.

These frustrations are generally manageable rather than deal-breakers for most expats in the Dominican Republic: people adapt by investing in backup generators, learning to schedule around traffic, and hiring local lawyers or fixers to handle paperwork.

Sources and methodology: we gathered frustration patterns from expat forums, our own client feedback, and the operational realities described in the OSAC Country Security Report. We also cross-referenced with OECD infrastructure assessments.

What are the biggest culture shocks in the Dominican Republic right now?

The biggest culture shocks expats experience when moving to the Dominican Republic include the "relationships over process" approach to getting things done, the flexible attitude toward time and schedules, and the volume and energy of daily life in urban areas.

The social norm that surprises newcomers the most in the Dominican Republic is how much personal connections matter: whether you're trying to resolve a billing issue, speed up a government process, or find a reliable plumber, knowing the right person often matters more than following official channels.

The aspect of daily routines that takes the longest for expats to adjust to in the Dominican Republic is the different relationship with time: meetings may start late, services may arrive within a window rather than at a precise hour, and the pace of life simply moves to a different rhythm than in Northern Europe or the U.S.

Sources and methodology: we compiled culture shock patterns from expat testimonials, our own observations, and lifestyle guidance aligned with OSAC and U.S. State Department reporting on local conditions. Our research reflects early 2026 expat experiences.
infographics comparison property prices the Dominican Republic

We made this infographic to show you how property prices in the Dominican Republic compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.

Can I buy a home as a foreigner in the Dominican Republic in 2026?

Can foreigners legally own property in the Dominican Republic in 2026?

As of early 2026, foreigners can fully and legally own property in the Dominican Republic, and this is a well-established market with active foreign buyers in places like Punta Cana, Cap Cana, and Santo Domingo's upscale neighborhoods.

There are no major restrictions on foreigners buying property in the Dominican Republic: you do not need residency to purchase, and foreigners have the same property rights as Dominican citizens for most property types.

Foreigners can own apartments, houses, condos, and land in the Dominican Republic without restrictions, though purchasing near border areas with Haiti may involve additional scrutiny, and agricultural land purchases sometimes face more regulatory attention.

By the way, we've written a blog article detailing the whole property buying process for foreigners in the Dominican Republic.

Sources and methodology: we confirmed property ownership rules using major bank mortgage product pages like Banco Popular and Banreservas, which explicitly offer products to foreigners. We also cross-referenced with legal guidance and our own transaction experience in the Dominican market.

What is the average price per m² in the Dominican Republic in 2026?

As of early 2026, the average asking price per square meter for residential property in the Dominican Republic is approximately US$2,000 (roughly RD$126,000 or EUR 1,850), though this varies significantly by location, with prime Santo Domingo neighborhoods and beachfront Punta Cana areas often reaching US$2,500 to US$3,500 per m².

Property prices in the Dominican Republic have generally trended upward over the past two to three years, driven by strong tourism, foreign buyer demand in coastal areas, and limited new inventory in desirable neighborhoods.

Want to know more? We give you all the details you need about the housing prices in the Dominican Republic here.

Also, you'll find our latest property market analysis about the Dominican Republic here.

Sources and methodology: we used the Properstar listing-based price index for a transparent, method-stated market proxy. We also triangulated with bank and regulator data from Superintendencia de Bancos (SIMBAD) and our own transaction tracking in the Dominican market.

Do banks give mortgages to foreigners in the Dominican Republic in 2026?

As of early 2026, mortgages for foreigners in the Dominican Republic are available through several major banks, making this a standard (though not universal) financing option for international buyers.

The banks in the Dominican Republic most known for offering mortgages to foreigners include Banco Popular and Banreservas, both of which have explicit product pages addressing non-residents and Dominicans living abroad.

Typical mortgage conditions for foreigners in the Dominican Republic include down payments of 20% to 40%, interest rates that fluctuate with market conditions (check current rates via regulator dashboards), and maximum loan terms of 15 to 25 years depending on the bank and property type.

To qualify for a mortgage as a foreigner in the Dominican Republic, you typically need proof of income (pay stubs, tax returns, or business financials), a valid passport, a clean credit history, and documentation of the property being purchased, with requirements varying somewhat by bank.

You can also read our latest update about mortgage and interest rates in The Dominican Republic.

Sources and methodology: we reviewed mortgage product pages from Banco Popular and Banreservas, and cross-referenced with regulator data from SIMBAD. Our own client financing experiences inform the practical requirements.

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investing in real estate foreigner the Dominican Republic

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our property pack about the Dominican Republic, we always rely on the strongest methodology we can … and we don't throw out numbers at random.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why it's authoritative How we used it
Oficina Nacional de Estadística (ONE) The Dominican Republic's official statistics office. We used it for reliable population and household data. We also used it to ground cost-of-living and demographic claims in official measurement rather than anecdotes.
Banco Central de la República Dominicana (BCRD) The central bank and reference for macroeconomic data. We used it for exchange rates, inflation, and labor market conditions. We also used it to convert budgets into both USD and DOP using real early 2026 rates.
Dirección General de Impuestos Internos (DGII) The tax authority, definitive on income tax brackets. We used it for the 2026 personal income tax scale. We also used it to estimate realistic take-home pay for expat salary scenarios.
Dirección General de Migración (DGM) The official authority for residency and visa procedures. We used it to describe the real pathway from temporary to permanent residence. We also used it to align paperwork guidance with official requirements.
OSAC Country Security Report U.S. government security network with operational detail. We used it for street-level safety realities in early 2026. We also used it to translate statistics into practical safety guidance for expats.
U.S. State Department Travel Advisory Official, regularly updated government risk advisory. We used it as an external cross-check on safety risks. We also used it to triangulate safety guidance with local crime data.
Ministerio de Turismo (SITUR) Official tourism statistics driving jobs and rents. We used it to explain why Punta Cana can feel expensive and seasonal. We also used it to connect tourism cycles to expat housing demand.
UN DESA International Migrant Stock The UN's standardized migrant dataset used globally. We used it to answer "who are the foreigners" with consistent definitions. We also used it to avoid vibe-based expat narratives.
Properstar Price Index Transparent, listing-based property index with stated methodology. We used it to produce a 2026 price-per-m² estimate with clear caveats. We also used it as a market-price proxy for planning purposes.
International Monetary Fund (IMF) Global economic forecaster with country-specific projections. We used it for GDP growth projections and economic outlook. We also used it to contextualize the Dominican Republic's economic momentum in 2026.
statistics infographics real estate market the Dominican Republic

We have made this infographic to give you a quick and clear snapshot of the property market in the Dominican Republic. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.