Buying real estate in Colombia?

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Colombia: Foreign land purchase in coastal/rural areas

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Authored by the expert who managed and guided the team behind the Colombia Property Pack

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Everything you need to know before buying real estate is included in our Colombia Property Pack

Foreigners can purchase and own land in Colombia's coastal and rural areas with essentially the same rights as Colombian citizens.

However, specific restrictions apply to protected areas, border zones, and certain coastal regions, while transaction costs typically range from 4-8% of the property value and the registration process takes 4-8 weeks to complete.

If you want to go deeper, you can check our pack of documents related to the real estate market in Colombia, based on reliable facts and data, not opinions or rumors.

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At The LatinVestor, we explore the Colombian real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like Bogotá, Medellín, and Cartagena. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthiness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

What are the exact restrictions on foreigners buying land in Colombia's coastal areas?

Foreigners can purchase most coastal land in Colombia with the same ownership rights as Colombian citizens.

The main restrictions apply to officially protected zones including indigenous territories, certain environmentally sensitive coastal areas, and lands designated as strategic national assets. These protected coastal areas may require special government permits or prohibit foreign ownership entirely.

Border zones along international frontiers also have additional restrictions where foreign land ownership may be limited or require special authorization from Colombian authorities. Most popular coastal destinations like Cartagena, Santa Marta, Barranquilla, and the Pacific coast regions remain fully accessible to foreign buyers.

As of September 2025, there are no blanket prohibitions on foreign ownership of coastal property, and no requirements for local partners or proxy ownership structures. Foreign buyers can hold title directly in their own names.

Are there special limits or prohibitions for foreigners in rural or agricultural zones?

Foreign buyers can purchase rural and agricultural land throughout most of Colombia without special restrictions.

The same protected area limitations that apply to coastal regions also affect rural zones - indigenous territories, national parks, and border areas may have ownership restrictions. Agricultural land designated for specific government programs or land reform initiatives may also have limited foreign access.

Rural properties in established agricultural regions like the coffee zone, cattle ranching areas, and commercial farming districts are generally available to foreign buyers. There are typically no minimum or maximum acreage limits specifically targeting foreign ownership.

Foreign buyers should verify that rural land has clear title and proper zoning classification before purchase, as some remote rural areas may have incomplete documentation or unclear ownership history.

What legal visa or residency status is required to purchase land in Colombia?

No visa or residency status is required for foreigners to purchase land in Colombia.

A valid passport is sufficient documentation to complete a property transaction and register ownership. This applies to all types of land purchases including coastal, rural, urban, and commercial properties.

However, property investment can qualify foreigners for Colombia's Migrant (M) visa, which typically requires a minimum investment of approximately $100,000-$113,000 USD. This visa pathway can eventually lead to permanent residency after several years of maintaining the investment.

Foreign buyers must obtain a Colombian Tax ID (NIT) number during the purchase process for tax compliance purposes, but this is a standard administrative requirement rather than a residency prerequisite.

It's something we develop in our Colombia property pack.

Is there a minimum or maximum size of land that foreigners can own in rural areas?

Colombia does not impose minimum or maximum size limits specifically for foreign land ownership in rural areas.

Foreign buyers can purchase small residential lots, medium-sized agricultural plots, or large ranch properties without size-based restrictions. The same property size regulations that apply to Colombian citizens also apply to foreign buyers.

Local zoning regulations, environmental protections, and municipal development plans may impose size restrictions on all buyers regardless of nationality. Some environmentally sensitive areas may limit development density or require larger minimum lot sizes for conservation purposes.

Agricultural land sales may be subject to local regulations about subdivision and use, but these apply equally to domestic and foreign buyers. Large agricultural purchases may require additional environmental impact assessments depending on the intended use and local regulations.

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Are there restrictions on buying land close to the sea, rivers, or borders?

Special restrictions apply to land purchases near Colombia's international borders, while waterfront properties have specific regulations but are generally available to foreign buyers.

Border zone restrictions are most stringent along international frontiers with Venezuela, Brazil, Peru, Ecuador, and Panama. Land purchases within designated border security zones may require special permits or face complete foreign ownership prohibition.

Coastal and riverfront properties are subject to Colombia's public domain laws, which reserve certain areas immediately adjacent to water bodies for public use. However, most beachfront and riverside properties with proper titles are available for foreign purchase.

Properties near major rivers, especially those considered strategic waterways, may have additional environmental or security-related purchase requirements. The specific distance from borders or water bodies that triggers restrictions varies by location and local regulations.

Foreign buyers should conduct thorough due diligence to verify that waterfront or border-adjacent properties have clear title and comply with all applicable zoning and security regulations.

What are the typical costs for land per square meter in Colombia's main coastal regions?

Coastal land prices in Colombia's established tourist areas typically range from $700 to $2,000 USD per square meter as of September 2025.

Coastal Region Price Range (USD/m²) Property Type
Cartagena Historic Center $1,500 - $2,000 Urban/Commercial Land
Cartagena Suburbs $800 - $1,200 Residential Development
Santa Marta Beach Areas $900 - $1,400 Beachfront/Tourism
Barranquilla Urban $700 - $1,100 Residential/Commercial
Pacific Coast (Buenaventura) $300 - $600 Undeveloped Coastal
Remote Coastal Areas $100 - $400 Raw Land/Agricultural
Caribbean Islands (San Andrés) $1,200 - $1,800 Tourism/Residential

What taxes and transaction fees should a foreign buyer expect when purchasing rural land?

Foreign buyers should budget 4-8% of the property's purchase price for total transaction costs when buying rural land in Colombia.

Property transfer tax ranges from 0.5% to 3% of the declared property value, depending on the property's assessed value and location. Notary fees typically cost 0.15% to 2% of the property value for deed preparation and execution.

Legal representation fees range from 0.5% to 1% of the purchase price for attorney services including due diligence, contract review, and transaction oversight. Registry fees and municipal taxes add approximately 1% to the total cost for official property registration and local government fees.

Ongoing costs include annual property tax of 0.3% to 3% of the property's assessed value. Foreign buyers will also face capital gains tax of 10% to 33% when selling the property, depending on ownership duration and profit margins.

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Do foreigners need a Colombian partner or company to hold the title to land?

Foreigners do not need a Colombian partner or company to hold title to land in Colombia.

Foreign individuals can directly own land in their own names with the same ownership rights as Colombian citizens. This includes full rights to sell, lease, mortgage, or transfer the property without requiring local partner approval or involvement.

While foreigners can choose to purchase property through a Colombian company structure for tax or business reasons, this is optional rather than mandatory. Foreign companies can also directly own Colombian real estate without establishing local partnerships.

The direct ownership structure simplifies transactions and eliminates potential complications from partner disputes or proxy ownership arrangements that are required in some other Latin American countries.

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We did some research and made this infographic to help you quickly compare rental yields of the major cities in Colombia versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

What are the legal steps from signing a purchase agreement to registering the deed?

The Colombian land purchase process follows five main legal steps from initial agreement to final registration.

1. **Property Due Diligence and Search** - Verify ownership and obtain the "Certificado de Tradición y Libertad" from the local registry to confirm clear title and identify any liens or restrictions.2. **Purchase Agreement Execution** - Sign the "Promesa de Compraventa" (purchase promise agreement) which legally binds both parties and typically includes a deposit of 10-30% of the purchase price.3. **Public Deed Notarization** - Execute the "Escritura Pública" (public deed) before a Colombian notary, which requires both buyer and seller presence or proper power of attorney representation.4. **Registry Office Registration** - Submit the notarized deed to the local public registry ("Oficina de Registro de Instrumentos Públicos") for official property registration and title transfer.5. **Tax ID and Compliance** - Obtain a Colombian Tax ID (NIT) if not already held, and complete all tax declarations and municipal registrations required for property ownership.

Each step must be completed sequentially, with proper documentation and fee payments at each stage. Remote purchasing is possible using a power of attorney granted to a local representative.

How long does the property registration process usually take for foreign buyers?

The complete property registration process for foreign buyers typically takes 4 to 8 weeks from signed purchase agreement to final title registration.

Due diligence and title verification usually require 1-2 weeks to obtain and review all necessary documents including the "Certificado de Tradición y Libertad" and property surveys. Purchase agreement negotiation and execution typically adds another 1-2 weeks depending on contract complexity and party availability.

Notary deed preparation and execution generally takes 1-2 weeks once all documentation is complete and both parties are ready to proceed. Final registry office registration adds 1-2 weeks for official processing and title issuance.

Complex transactions involving multiple properties, corporate ownership structures, or properties with title complications may extend the timeline to 8-12 weeks. Remote transactions using power of attorney may add 1-2 additional weeks for document preparation and authentication.

Are there common risks of fraud or unclear titles in Colombia's coastal or rural land market?

Fraud and title defects represent significant risks in Colombia's coastal and rural land markets, particularly in remote or rapidly developing areas.

Common fraud schemes include forged documents, multiple sales of the same property, and sellers who don't actually own the land they're attempting to sell. Rural and coastal areas are especially vulnerable due to less frequent registry updates and limited government oversight in remote locations.

Title complications frequently include undisclosed liens, unresolved inheritance claims, boundary disputes with neighbors, and properties that lack proper legal subdivision approval. Some coastal properties may have unclear boundaries due to historical informal development or changes in shoreline.

Foreign buyers should always obtain professional legal representation, verify ownership through the official "Certificado de Tradición y Libertad," conduct physical property surveys, and purchase title insurance when available. Working with established local real estate professionals and avoiding unusually low-priced properties can help reduce fraud risks.

It's something we develop in our Colombia property pack.

Can foreigners legally develop or build on the land they purchase in these areas?

Foreigners have full legal rights to develop and build on land they legally purchase in Colombia, subject to local zoning and environmental regulations.

Development rights include residential construction, commercial buildings, agricultural improvements, and infrastructure development as permitted by local municipal regulations and zoning classifications. Foreign landowners have the same construction rights as Colombian citizens.

All development must comply with local building codes, environmental impact assessments, and obtain proper municipal construction permits before beginning work. Coastal development may require additional environmental clearances due to protected marine ecosystems.

Construction in protected areas, national parks, or indigenous territories is restricted or prohibited regardless of ownership nationality. Foreign developers should verify zoning classifications and obtain all required permits before purchasing land intended for development projects.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. Wise - Buying Property in Colombia Guide
  2. Global Property Guide - Colombia Buying Guide
  3. The LatinVestor - Foreigners Buy Land Colombia
  4. The LatinVestor - How to Buy Land Colombia
  5. The LatinVestor - Colombia Real Estate for Foreigners
  6. PMA Bogados - Colombia Real Estate Legal Guide
  7. Remitly - Buying Property in Colombia
  8. Expat Group - Real Estate Visa Colombia