Authored by the expert who managed and guided the team behind the Chile Property Pack
Everything you need to know before buying real estate is included in our Chile Property Pack
Yes, foreigners can legally work remotely from Chile property with proper visa documentation and tax compliance.
Chile offers a Digital Nomad Visa for remote workers, has no property ownership restrictions for foreigners, and provides world-class internet infrastructure with median download speeds of 274 Mbps ranking 3rd globally. Remote workers must comply with Chilean tax obligations after three years of residence and may need to register for tax purposes depending on their income structure.
It's something we develop in our Chile property pack.
Chile welcomes foreign remote workers through its Digital Nomad Visa program and offers excellent infrastructure for working from property.
Foreigners face no property ownership restrictions and can access both public and private healthcare systems while working remotely.
| Aspect | Requirements/Details | Key Information |
|---|---|---|
| Legal Right | Valid visa required | Digital Nomad Visa available since 2023 |
| Tourist Stay | 90 days visa-free | Extendable for another 90 days |
| Income Requirement | $1,500-$2,000/month minimum | From foreign sources for Digital Nomad Visa |
| Tax Obligation | After 3 years of residence | Chilean-source income only for first 3 years |
| Internet Speed | 274 Mbps median download | Ranks 3rd globally for fixed broadband |
| Property Ownership | No restrictions for foreigners | Same rights as locals except border zones |
| Healthcare | Public FONASA or private ISAPRE | 7% salary deduction for public system |
Do I have the legal right as a foreigner to live in Chile and work remotely?
Yes, foreigners have the legal right to live and work remotely from Chile, but you must obtain the appropriate visa and comply with tax and legal regulations for long-term stays.
Chile introduced a Digital Nomad Visa in 2023 specifically for remote professionals earning income from foreign sources. This visa allows up to one year of residence and is renewable for another year, making it ideal for remote workers who want to establish themselves in Chilean properties.
The Chilean government permits foreigners to work remotely if they hold a valid visa and follow the country's legal framework. You can work for foreign employers, operate as a freelancer, or run your own business while residing in Chile, as long as you meet the visa requirements and income thresholds.
Temporary residence and permanent residence options also exist for remote workers and investors who want longer-term arrangements. These pathways provide more stability for those planning to purchase property and establish a long-term presence in the Chilean real estate market.
What type of visa or residency permit do I need to stay in Chile long term?
The Digital Nomad Visa is the most suitable option for remote workers, requiring proof of foreign income typically between $1,500-$2,000 per month.
This visa allows you to stay for up to one year initially and can be renewed for another year. It's designed specifically for professionals who work remotely for non-Chilean employers or operate their own businesses with foreign income sources.
For longer-term stays, you can apply for Temporary Residence (Residencia Temporal) which can lead to permanent residence. This pathway is particularly beneficial if you're planning to invest in Chilean real estate or establish deeper roots in the country.
Permanent residence becomes available after holding temporary residence, and it provides the most stability for property owners and long-term remote workers. Each visa type has specific requirements and processing times, so planning ahead is essential for seamless property acquisition and remote work setup.
Does Chile allow remote workers to earn income from foreign employers while living there?
Yes, Chile explicitly allows remote workers to earn income from foreign employers while living in the country under the Digital Nomad Visa and other residence permits.
The Digital Nomad Visa specifically caters to professionals working for non-Chilean employers, freelancers, and business owners with foreign income sources. You can maintain your existing employment relationships with companies outside Chile while residing in Chilean property.
Remote workers are not generally subject to Chilean payroll requirements unless they're employed by a Chile-based company. If you're earning income solely from abroad, you may remain outside the Chilean social security system, though general labor laws still apply if you establish a local contract.
The key requirement is demonstrating consistent foreign income to maintain your visa status. This arrangement works well for digital nomads who want to enjoy Chile's lifestyle and real estate opportunities while maintaining their international income streams.
How long can I stay in Chile as a tourist before I need to apply for a visa?
Most tourists can stay in Chile for up to 90 days visa-free, with the possibility of extending for another 90 days.
| Entry Type | Initial Stay | Extension Options |
|---|---|---|
| Tourist (most nationalities) | 90 days | Additional 90 days possible |
| US, EU, Canadian citizens | 90 days | Extensions available through immigration |
| Australian citizens | 90 days | Must apply for extension before expiry |
| Digital Nomad Visa | 1 year | Renewable for 1 additional year |
| Temporary Residence | 1-2 years | Path to permanent residence |
| Border runs | Not recommended | May face entry restrictions |
| Overstaying penalties | Fines apply | Can affect future visa applications |
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What taxes would I be required to pay in Chile if I live there and work remotely?
As a tax resident in Chile (more than 183 days per year), you're taxed on Chilean-source income only for the first three years of residence.
After three years of residence, Chile taxes your worldwide income unless double taxation treaties apply. This progressive tax structure gives new residents time to establish themselves before facing global income taxation.
Foreign tax residents must declare income using Form 22 and can claim foreign tax credits within limits established by Chilean law. The tax rates range from 0% to 40% depending on income levels, with various deductions available for residents.
Double taxation treaties with many countries including the USA, UK, Spain, and others help avoid paying taxes twice on the same income. These treaties are particularly important for remote workers maintaining income sources from their home countries while living in Chilean properties.
Will I still have to pay taxes in my home country while living in Chile?
You may still owe taxes in your home country depending on residence rules, tax treaties, and the source of your income.
Many countries, including the United States, tax their citizens on worldwide income regardless of residence location. This means US citizens working remotely from Chile must file US tax returns and may owe US taxes even while paying Chilean taxes.
European Union citizens typically face different rules based on their specific country of citizenship and the length of time spent outside their home country. Most EU countries consider you a non-resident for tax purposes if you spend more than 183 days outside the country and establish tax residence elsewhere.
Tax treaties between Chile and your home country can provide relief through foreign tax credits or exemptions. Consulting with tax professionals familiar with both Chilean and your home country's tax laws is essential for proper compliance and tax optimization.
What are the internet and infrastructure conditions like at the property for reliable remote work?
Chile boasts world-class internet infrastructure with median download speeds of 274 Mbps, ranking 3rd globally for fixed broadband performance.
Most urban properties in Santiago, Valparaíso, and other major cities are well-equipped for reliable remote work with strong fiber coverage extending even to mid-tier regions. The country's telecommunications infrastructure rivals that of developed nations in North America and Europe.
Mobile internet speeds average 38 Mbps download in urban areas and are rapidly improving with 5G deployment across major cities. This provides excellent backup connectivity options for remote workers who need consistent internet access.
Rural areas may have somewhat lower speeds but still maintain robust connectivity suitable for most remote work activities. When evaluating Chilean properties for remote work, urban and suburban locations offer the most reliable high-speed internet access for demanding professional activities.
It's something we analyze in detail in our Chile property pack.
Do I need to register as self-employed or declare foreign income to the Chilean government?
If you become a Chilean tax resident and earn foreign income, declaration becomes required after three years of residence.
Before the three-year mark, you only need to declare Chilean-source income, making the initial years more straightforward for remote workers earning foreign income. This grace period allows you to establish yourself without immediate complex tax obligations.
Expats providing services may need to register and obtain a RUT (Rol Único Tributario) number for tax purposes. The RUT is also required for various activities including property purchases, bank account opening, and utility connections.
Digital platforms and remote sellers are subject to new VAT and reporting rules for certain services offered to Chilean residents. If you provide services to Chilean clients while living there, additional registration and tax obligations may apply beyond simple foreign income reporting.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Chile versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.
What are the healthcare and insurance options available for foreigners working remotely in Chile?
Foreigners working remotely in Chile can access both public (FONASA) and private (ISAPRE) healthcare systems.
| Healthcare Option | Cost Structure | Coverage Details |
|---|---|---|
| FONASA (Public) | 7% of monthly salary | Universal coverage, longer wait times |
| ISAPRE (Private) | Variable premiums | Faster service, more facilities |
| International Insurance | $100-500/month typically | Global coverage, English support |
| Cigna Global | Premium international option | Worldwide coverage including Chile |
| Allianz Care | Comprehensive plans available | Strong presence in Chile |
| Aetna International | Corporate and individual plans | Accepted at major facilities |
| Requirements | Chilean ID or temporary number | All services require identification |
Are there any restrictions on renting or owning property in Chile as a foreigner?
No, there are no restrictions for foreign property ownership in Chile - foreigners have the same legal rights as Chilean nationals.
Foreigners can buy all types of properties including residential, commercial, and land, with the only exception being properties near border zones where special permits are required. This unrestricted access makes Chile one of the most foreigner-friendly real estate markets in Latin America.
Property purchases require a RUT number (tax identification) and follow standard transaction procedures involving real estate brokers. Broker fees typically range from 2-5% of the sale price for purchases or 50% of the first month's rent for leasing arrangements.
The legal framework protects foreign property owners with the same rights and obligations as locals. Property titles are secure, and the registration process through the Conservador de Bienes Raíces provides clear ownership documentation for both rental income and long-term investment purposes.
What is the cost of living in Chile compared to my income from remote work?
Chile's cost of living is considerably lower than the US and much of Western Europe, making remote worker income stretch further.
Housing costs vary significantly by location, with Santiago and Valparaíso being more expensive than smaller cities and rural areas. A comfortable apartment suitable for remote work can range from $500-1,500 per month depending on location and amenities.
Healthcare, transportation, and utilities are globally competitive with moderate internet costs. Groceries and dining out are substantially cheaper than North American and European standards, particularly local products and services.
Remote workers earning $2,000-4,000 per month can maintain a comfortable lifestyle in most Chilean cities, while higher earners can afford premium properties and services. The favorable exchange rate and lower local costs make Chile attractive for foreign income earners looking to maximize their purchasing power.
Are there any cultural or lifestyle factors I should consider before relocating to Chile?
Chile offers a stable economy, vibrant urban life, and excellent quality of life, but Spanish language skills are essential for daily interactions.
1. **Language Requirements**: Spanish is necessary for most daily activities, legal procedures, and property transactions, though English is spoken in tourist areas and international business contexts. 2. **Work-Life Balance**: Chilean culture values work-life balance with longer lunch breaks and later dinner times, which can benefit remote workers adjusting their schedules. 3. **Bureaucratic Processes**: Adaptation to local bureaucracy is needed for visa renewals, property purchases, and government services, though processes are generally reliable. 4. **Safety and Security**: Chile maintains low crime rates in most areas with top-tier public safety compared to regional standards, making it suitable for foreign property owners. 5. **Geographic Advantages**: Access to diverse landscapes from the Atacama Desert to Patagonia, plus proximity to ski resorts and beaches, enhances lifestyle quality for remote workers. 6. **Digital Nomad Community**: Growing international community of remote workers, particularly in Santiago and coastal cities, provides networking and support opportunities. 7. **Healthcare Quality**: Infrastructure and healthcare are among the best in Latin America, providing peace of mind for long-term residents and property owners.It's something we cover extensively in our Chile property pack.
Conclusion
This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.
Chile stands out as an exceptional destination for remote workers seeking property ownership and long-term residence in Latin America.
The combination of excellent internet infrastructure, no property ownership restrictions, favorable tax treatment for new residents, and comprehensive healthcare options makes Chile highly attractive for digital nomads and remote workers.
Sources
- Golden Harbors - Chile Residency
- Nomad Girl - Chile Digital Nomad Visa
- Deel - Moving to Chile for Expats
- Chile Immigration Service - Temporary Residence
- TS2 Space - Chile's Internet Infrastructure
- Armenian Lawyer - Chile Investment Migration
- Cuevas Abogados - Income Tax for Expatriates
- International Insurance - Chile Healthcare System
- Baker McKenzie - Chile Real Estate Law
- Howdy - Digital Nomad in Santiago